"The biggest hardship that I am faced with is lack of money to take care of the needs of my household. I do some small business within my locality but it is not sustainable. I deal in fresh agricultural products like sweet potatoes, cassava which are seasonal in nature."

"My family has lived in a grass- thatched house since I got married ten years ago.Since the family is growing,I decided to build another house.Halfway through,I ran short of funds to complete the construction.I have also been keeping a relative's cow for a few years now to help provide milk for my children but I know that eventually he will come for it.Receiving this money will therefore enable me complete my new house as well as buy my own cow which will be to me a form of investment that can come in handy to help in the years to come."

"Receiving this money means I will be able to complete construction of my house through plastering and flooring. That will reduce the chances of diseases like glue and cough as a result of dust. My house is not yet complete because I embarked on studies and completed last year."

"The biggest hardship I have faced is lack of enough money to pay my children's tuition."

"Recieving this transfer will mean building a new house to live in."

"The biggest hardship I face is lack of money for sustaining my family. Iam dependant on peasantry and it's too unreliable. This has left my family members in desperate need since what is realised from farming can not take care of our needs."

"Receiving this money means I will be able to buy cows that will be my south of food for the family. Besides, when it produces, I will have the ability to sell some in order to support during the time when problems hit my family. "

"The biggest hardship I have faced in my life is finding money to help meet some family needs like school fees."

"The biggest hardship faced in life is being ill and having no money to go to hospital. "

"Receiving this money means that I will be able to do motor cycle transport business. That business will support my household in feeding and paying school fees for my children. That will be the main household activity for me and my household. Currently, relying on farming is not sustainable due to intermittent drought that comes in any time."