"In the next six months I will have started saving money from my work and I am sure l will have managed to start working on completing the house."

"In the next six months, my life will have changed in that my poultry keeping project will have grown. I am also optimistic that I will have taken a loan towards achieving my dream of owning a piece of land. I will be using the income from this project to repay the loan. Very soon, I will have forgotten about looking for formal jobs and instead employ people from my village."

"Inadequate financial resources to complete our rental house has been a big blow to us. This has forced my family to depend on charcoal selling business despite having a land in Mombasa. Considering my family size of 7 members all the earning is normally spent on food and we have not been able to finish our house. Therefore, financial instability is my biggest hardship."

"In the next six months I expect to have completed the construction of the house and also done with the fencing of my compound to ease the grazing process of my livestock."

"The biggest hardship faced in my life is poverty since I don't have a source of income to support my family. "

"Receiving this money means renovating my house, acquire household items and cultivation land. "

"Receiving this money means buying a cow for milking that will in turn save me the cost of ksh 60 that I usually spend in buying 2 litres of milk daily for family consumption. This means i will be able to save the money i usually use buying milk then invest it in opening a small groceries business shop for my wife latter. The remaining part of the transfer will enable us to build a more spacious two roomed iron roofed house so that we can use the hut we live in as a kitchen hence upgrading our living standards"

"My greatest desire has always been to build a more spacious house, since the hut we currently live in is tiny for a family of five and it is in a deplorable condition since it leaks in water whenever it rains. I will therefore build a two roomed iron roofed house that will ensure comfort for my children who are usually subjected to cold hence vulnerable to contacting diseases such as flu and pneumonia. Installing gutters around the house will also ensure i harvest enough clean water during rainy seasons which means i will spend the remaining part of my transfer to install two 300 litres water tanks to store enough water"

"The biggest hardship I have faced in my life is financial constraints.The money I get from my farm is barely enough to satisfy all the needs.Sometimes there are needs that arise and we are forced to either borrow money or sell property.For example I fell sick few years ago and was admitted to hospital for two weeks.I had to sell the goats and chicken I had inorder to settle the bill.I also had to seek the good will of friends and relatives.This makes me feel desperate.I just wish I had enough money especially at this age when there are many diseases associated with old age."

"Getting a stable source of income has been the biggest challenge for me.I have tried out many things but all have not worked out as I wish.I have been a herdsman for sometime and I used to be paid very little Ksh 2500(25 USD) per month.The work was so involving and therefore I had limited time for my family and to make it worse the money wasn't enough to feed my family.I then tried to start a hotel business at a nearby shopping centre but it didn't work out too.I was making losses.These are a few examples of what I have tried to make ends meet.I now buy and sell chicken as a business and I have also had an equal share of challenges.For example the flactuating market prices.I am still determind and pressing on hoping things will be better some day."