"I have a goal of saving the coming transfers so that I can use them to start up a business in the next four months. Therefore, in the next six months, I believe I'll have started the business and use the coming transfers to expand the business."

"I expect my life to change in the next six months in that I would be having a new kitchen. I am planning to save part of my transfers so that I may be able to buy building materials such as iron sheets and timber which I will use in building a kitchen for my grandchildren to spend in."

"The biggest hardship I am facing is that I earn less money which is not enough to cater for my familys welfare.The little money I earn is divided upon so many needs of which is not enough."

"Receiving this money means paying the lease amount for San acre of land that I had leased out. I will drain ownership of it and cultivate crops that will enhance my livelihood through food production. In case of any balance, I will renovate the semi permanent house that I stay in on order to make it conducive for us to stay in. Currently, it leaks when it rains."

"The moment I received the money I felt so happy. I had left my phone to charge at the shopping center. I remember it was very early in the morning when I was informed by my neighbors that GiveDirectly had started to send the first transfer. I went to the shop to pick the phone. When I switched it on, I got the message from GiveDirectly and I was so happy because I have never received such amount of money before. From that moment I knew I would be able to build a better house for my family."

"I got the message notification on the transfer from GiveDirectly early in the morning that day. For sure I could not wait for daybreak to plan on how I was going to spend the money. I was exceedingly happy that this money was going to change my life a lot, a thing that actually came to pass. I managed to buy some valuable assets such as livestock and other assets."

"In the next six months, I shall have bought the building materials like cement and sand and plastered my house. I look forward to having a beautiful house to my name. I shall venture into livestock rearing for the financial security of the family. This will help in generation of income to change our lifestyles."

"My main aim currently is to save some money so that I can enroll in a driving school. I'm planning to achieve this through the coming transfers. Therefore, I believe that in the next six months I'll have saved enough money to enable me to enroll in a driving school."

"The biggest harship I am facing right now is limited land for agriculture. Currently I have one piece of land that I do agriculture in. The harvest we from that garden is not even enough to sustain the family through the dry season. If I bring back my garden it will mean more harvests for the home and the surplus for sale."

"The biggest hardship I am facing is of food insecurity since I dont have enough land to cultivate food crops.The land I currently occupy is where I built this small iron roofed house and theres little land left for agricutural cultivation. I end up engaging into casual labour for survival and the little money I get is used for welfare purposes."