"Life is different than it would have been because I am free of debts now, and the household items acquired like a bed, mattress, bedsheets, utensils give my home good ambience. Before, I used to sleep on the floor with very old beddings that were an embarrassment to any adult visitor. "

"My entire life, I had never hoped that I would ever ever construct a permanent house. However,I am very happy that these cash transfers have enabled us construct a house which is at ring beam level. Life is much better in that I also acquired a large fertile plot of farm land which will boost the family food supply."

"My life has changed in that, I sleep in house with plastered walls and cemented floor. Previously, I was weary of smearing dung on the floor which used to be very dusty. In addition, the walls were not plastered which didn't give the house a beautiful look."

"My life is different in that, I boosted my bakery business. Previously, my production was hindered with lack of enough capital since I usually waited for all the debtors(customers) to pay before I could produce more bread. Currently, my production process is express because I have enough capital which has in turn increased my profit margins."

"The greatest impact is that the cash transfers were spent on purchasing livestock that were given to my parents as bride price. In addition to this, we are healthy and happy because we feed and sleep well. Previously, I was over burdened by my parents who kept on demanding for bride price."

"My life is currently different in that I live a very peaceful life with no stress because I was able to plaster, floor and install doors plus windows in my incomplete house. This has enabled me have peaceful nights whereby I no longer worry of dust which causes infections like flu, cough and bedbugs. In addition to that, the motorcycle I and my son merged transfers and procured generates for us daily income that provides for our basic needs and helps in terms of emergencies like sickness among others. Prior to finishing this house, I used to frequently get bacterial infections like flu, and cough due to dust since my house wasn't plastered and floored."

"My life has changed in that, I have acquired mattresses and bedding's that have given me and my family members comfortable night sleep. In addition, I am in the process of constructing an iron roofed house that is currently at the beam level. Once my house is complete, I expect to be relieved from the grass thatched hut that leaks whenever it rains."

"My life has improved in that, I built a permanent house. Although it's not yet finished, I'm grateful nevertheless because I had failed complete its construction due to the lack of funds. The thatched house I currently sleep in is leaking and I believe this problem will come to an end when I move into the permanent house."

"My life is much transformed ever since I received the cash transfers. In the past I was staying in a dilapidated thatched house which was leaking. Currently, I am very happy that my two roomed permanent house is almost complete."

"My life is better because I'm very happy that soon I will be owning Livestock ( a cow and a bull) which I never had. I plan to use the bull for ploughing my farm land and the cow to rearing. Before this cash transfer, I could not afford to buy Livestock because I never had money."