"My goal is to continue boosting my cloth business. I will want to make it more stable than it is now because from it I will be able to get a good income in terms of the profits. This will help me meet my needs sufficiently."

"As a result of GD transfers which I received, I am now financially stable. I do not have much but I am far much better than how I was before the transfers. I used to struggle because I only depended on a small income from casual work and odd jobs in the village. In most cases, I would not manage to handle all my family needs. I ended up having so many debts which were not giving me peace. With GD transfers, I was able to settle the debts and I feel I am improving financially because the transfers. I don't beg anymore and I offer loans to others too."

"In the next six months, I would have bought a new motorcycle and will be two motorcycles. This two assets would help me generate more income and would enable me to pay my school fees, pay my rent and buy myself some food."

"After the renovation of my house which was on the verge of collapsing, I now want to try and plaster it because my age cannot allow me to keep up with the constant smearing of a mud house .This will also reduce dust around the house which is more healthy for my family. I hope that I will achieve these before the transfers are over. "

"I only have one goat at the moment and I want to ensure that by the time the project is over, I have at least four. Having livestock will be a good investment for me especially after the transfers are over so that whenever I have a financial crisis,I can always sell one to raise the money."

"Lack of reliable source of income to fulfill my life desire has been my biggest challenge in life. My current work of constructing semi permanent houses within the village is not reliable and I am always in dilemma of how I can construct a house for my family. "

"My biggest challenge has been paying school fees for my children since the demise of my husband 6 years ago.I have 2 children in the university,2 in boarding secondary school and 1 in primary school.This money from Give Directly will help me pay school fees for them."

"The biggest hardship that I am facing is handling debtors who take too long to pay for goods taken on credit from the shop.Since they are all related to me in one way or another because my business is located in the village, following them to claim for payment is very strenuous. At times it creates a lot of hostility since they are still my customers and I really wish for the situation to improve because the business location is very strategic and I am very sure it is capable of transforming my life if I incure no losses. "

"Financial constraint is the biggest hardship that I have been facing ever since my husband who was the main bread winner had an accident 1yeear ago and is still admitted in Makadara hospital. Since the amount that we use to get from his charcoal business is no more, all responsibilities have been bestowed on me. I am just a simple farmer yet I have to ensure that I take care of our 4 children's education,food and clothing expenses. The ksh.200 that I normally get from ploughing others farms as a casual is never enough and it greatly pains me that due to lack of finances, I can not even go to the hospital to visit him frequently as I would have wished because then I would lack fare to return home and even leave behind for food for the person I will be entrusting to take care of my children while I am away. If it were not for my father in law who offered to go and nurse him and even help pay for his medical bills, I am very sure that by now my husband will be no more."

"In the next six months, I expect to have fully established the poultry project since it needs less money compared to other running projects."