"The biggest hardship I have faced is inadequate income to sort my family needs like school fees, food, medical among others. The salary I earn is not enough to solve all my problems since I take care of many dependents."

"The biggest hardship faced is paying children's school fees, yet at the same time provide food when they return from school. That's why I am hoping this money will help me acquire a wife to handle children's welfare, as well as meet school demands."

"The biggest hardship that I am faced with is lack of oxen to support in the cultivation activity. I have a piece of land that would well support me in providing food for my household but I am not in position to fully utilise it because I don't have my own oxen. I have to hire each time I need to clear a given portion which is expensive for me. For seasons that I have not been able to hire, I use a small hoe for all my garden work which is not convinient."

"Receiving this money means that I will be able to buy a cow. I only produce crops for consumption hence unable to save money which can help in Educating my children. This cow may produce and multiple in future as an asset for Educating my children. Also I intend to purchase household items like utensils and beddings which are serious lacking in my family."

"Receiving this money means to build a permanent iron-roofed house for my household. I have suffered for long missing sleep whenever it rains since my house leaks a lot. I sit or stand depending on how heavy the rains are until it stops. Givedirectly transfers will be dream come true chance for my house to get delivered from this suffering. I will put up a iron- roofed house with the transfers. My household members will start receiving better sleep once I complete building this house."

"The biggest hardship I face is sickness. I under went five surgeries and this has weaken me completely hence I can not engage in to productive work. I have therefore no way of working in the garden ,yet this could be the only available source of earning. My children are unable to study well since it's impossible to raise their fees in time."

"I have been doing casual jobs in the construction sites. The struggle was real because, at times, I could go without getting a contract in a day. I had been thinking of how to end this joblessness. When I got the money from GiveDirectly, I decided to start a business. A retail shop. I have already bought enough stock and currently hunting for a business premise. I think doing this business will be better than casual jobs that I used to do. I am optimistic that it will be successful because it will allow me to take care of my needs easily. Apart from that, I also cleared school fees for my child and kept the remaining amount as savings."

"boost my income from the sale of vegetables. alreally have a plan on how to spent the income."

"Currently, my life is different from how it was in that getting an income as been easy after starting a business with the first transfer. I had been struggling as a painter. I could even get a deal once a week and end up staying idle for even two weeks without getting another casual job to do. With the new business in place, I am assured of at least 300 KES everyday which had really helped me to carter to my needs without taking a lot of loans from friends."

"My expectation in the next six months is to ensure that I have established a poultry keeping project. Thorough the monthly transfers that I get from GiveDirectly, I am very sure that I will build the poultry house and even buy chicken even if it means doing so in small numbers first and then add more as time goes by."