"I am a young mother of two ready to spend my time to build my family. I currently have no formal job to sustain my family thus I majorly depend on my husband, a habit I am not happy with. Receiving this money means a steady income since I will invest the money in second-cloth business in a nearby center called Bamba. I have the capability and time to run the business thus will be self employed and in a position to support my family, build a better house and take my children to school when the time comes."

"Receiving this money means a second chance in life. I depend on farming mainly livestock keeping to support my family and I had been left with only goats in my compound after selling the cows to educate my children and meet other family needs. I will therefore spend the transfer to purchase cows. I love cows since I get milk on a daily basis that we use for both domestic use and sales to earn an extra income for basic necessities such as food and clothing."

"Not having enough money to buy food for her entire household"

"It means helping us to sustain our household by buying iron sheets and other necessities such as beddings"

"Receiving this money means a lot to my family. Life as a single parent has not been easy. Everything depends on me-providing food and clothing as well as paying fees for my children's education. I have 6 children, one in secondary school and three in primary school. I do not have a stable source of income and this means that I have to struggle alot to meet these needs. This transfer will be of immense help in paying schools fees. With a large family like this too,I aspire to build a bigger house that can accomodate them all.I will use a portion of the transfers to buy materials for this."

"I am illiterate and unable to secure a good job to support my family. My only hope is on charcoal vending which earns me less the 1 dollar per day. I am struggling a lot to feed my family this has forced us to sometimes spend the own day without food, not to say getting money to build a good shelter for my family. Therefore, I consider the lack of a reliable source of income as my biggest hardships."

"School fees has been a big burden to me .This money has come as a big relief especially when children will be resuming school. I have two children in college who need school fees. I will then buy two cows which will produce milk and help me later in paying school fees when the herd multiplies. I will use 300 USD for school fees and 300 USD to buy the two cows."

"My business flopped when my friends betrayed me in terms of profit sharing."

"My kids are usually sick so I struggle to help them."

"The money will assist me in finishings2of the house and food as these I have failed to do since I came to Malawi due to xenophobia."