"The biggest hardship we have faced is raising school fees for our six children.When four of them were in high school and two in University,we had to sell all our liveatock in order to keep them in school.In a year,we would need sh 200,000 on average and my spouse's salary could not sustain this.Thankfully, two have completed campus but are yet to secure enployment"

"I completed my undergraduate studies in 2018.Since then,I have not had any sort of formal employment except for short contracts that are unreliable.I have seen how difficult it can be to cope with an unreliable source of income and have always wished that I could venture into poultry farming.This is a business that does not require alot of capital and there is a high likelihood of returns.I intend to build a poultry unit for Sh 10000 and buy 30 layers at Sh 15000 for a start. With this,I can be sure to be cushioned in the event that I do not get a job soon.I also intend to complete my Accountancy Certification course which will cost me approximately Sh 50,000.This will increase my chances of getting employment hence securing a better future"

"After working hard to complete my university education 2 years ago, I came back home to a sad reality of the unemployment world. Without a job, I feel so disappointed that I cannot satisfy the needs of my wife and young child. When I receive this money, I am planning to start a motorcycle taxi business by using the money to buy a new motorcycle worth $1400. With a motorcycle, I can efficiently transport materials for my wife who recently opened a tailoring shop. Besides, it is an opportunity to become self employed as I look for employment."

"A few years ago, the county government in conjunction with the Kenya Red cross established irrigation systems for our farms. This has greatly improved our agriculture and access to money. Before then, we were dependent on livestock to educate our children. When the sale of livestock products could no longer suffice due to prolonged drought, we ended up selling our cows to for school fees. This rendered us poorer thanks to diminishing assets."

"The biggest difference in my daily life is since I received the transfer is having been able to meet my family's needs without struggling a lot. Previously, I had to burn charcoal in order to feed my family but currently I can meet these needs and even more without having to do the casual work. My health has also improved because I fo not have to do the hard chores in order to provide for family."

"I bought 7 goats with a bigger portion of the first transfer for rearing. Since goats give birth twice a year I believe that by the end of the year I will have additional goats. Later on they will come in handy whenever my children would be in need of school fee since I will be able to sell of them. Part of the money I spent on a solar panel which helps in both lighting and charging my phone. I nolonger pay for my phone to be charged."

"The biggest difference in my daily life is having constructed a new house that is safe and secure to stay in. It feels so great to sleep in a secure house with lockable door."

"I spent the first transfer on the building materials that I have already used to construct a new house. The previous house was made of reed and most parts of both the wall and roof had fallen off. The current house is now secure and safe to stay in since it has a lockable door."

"Building a new house that should be big enough is what receiving this money means to me, my family is growing but i do not have enough money to build a house that has enough space for both of us i will use the money to build a big house"

"I wasfilled with joy when I saw a notification carrying a message that I had received KES 55000 to my mobile money account. Before, I couldn't afford smile because of stress on how to met my family needs. The message changed how I was feeling and couldn't hide my joy."