"I married 5 months ago and we are expecting a child. My current house is not in a standard that I would like my child to be raised. The roof leaks during the rainy season and this may not be good for my child's health. Receiving this money will therefore help me build a new and spacious two roomed house. This will cost me approximately 400 USD."

"Being the only breadwinner in a family who depends on charcoal burning has not been easy. This job earns me 450 Kenya shillings in a week which is not guaranteed, sometimes I fail to sustain all the basic needs such as food. Therefore, lack of a reliable source of income is my biggest hardship."

"This money means that I will have enough money to build a new house. My house is not durable and it's thatched with grass. I will also buy utensils and goats to raise."

"My first born son joined intermediary school a year ago. Since I want quality education and a good foundation for my children, I am planning to enroll him into a private school in the coming years. Accordingly, receiving this money would enable me buy a dairy cow that will see these plans to fulfillment. My expectation is that getting a cow now would have multiplied in the next few years and will provide enough milk for commercial purposes, thus afford the quality education for my children. This is why receiving this money means a bright future for my children's education."

"Receiving this transfer means good shelter to my family. I am a widow who come from a polygamous family. Since my husband died we have been sharing the same structure and it leaks during rainy seasons. This has been a challenge because I have to look for shelter in my neighbors compound. I am planning to spend 90,000 Kenya shillings to construct a decent house so that my family can enjoy sleeping comfortably. Other than that, I am planning to spend the remaining part of the transfer to purchase beddings because we have been using the local ones made of stitches."

"My husband died when I have my firstborn and that forced me to assume all the roles as the household head. This has been a challenge to me since the jobs that I am engaged in are very strenuous but I am compelled to doing them to ensure my daughter's education is not affected. To some extent, I fell sick and fail to go out to work. Therefore, the lack of a reliable source of income is the biggest hardship that I have ever faced in my life."

"The hardest challenge is being a single mother with no reliable source of money, i always suffer from hunger because piece jobs are unreliable source,you can spend the whole day searching and still come back with nothing tangible."

"My husband lost his job as a driver after his leg got amputated due to diabetes. This has reduced me to the sole bread winner since he can not engage in work. To make ends meet I engage in casual jobs that earn me around 200 shillings a day. This amount is insufficient to cater for all our needs. My husband requires constant medical care where he spends 900 shillings a month but it's not easy to raise this amount. I can therefore say financial constraint is my biggest hardship."

"The biggest hardship I have faced in my life is limited financial resources to enable us have a stable income. I have owned a retail shop for the past 8 years and I can not count the number of times my business has failed due to increased financial needs such as food, education,medical and shelter etc. In such cases, I have had to find numerous ways including getting into debt to revive it. With GiveDirectly transfers, am hopeful this situation will change."

"Buying iron sheet and building a new big and better house that all my family members should sleep in is what receiving this money means to me again i would like to buy beddings and if some money remain i should start a small scale start a business that should be able to bring more money for my home"