"I will invest in to business. There is nothing to hold on as family, as such, things become difficult every day. I will invest the cash gift so as to have sustainable source of income as family."

"My children are currently out of school because of lack of finance. If I receive this money, I will start a business so that I can raise money to send my children to school"

""Since my wife died, I have been struggling to survive on my own. My children are far away from me, I don't have anyone to help me. I make farm to sustain my self. I want to start my own business but the money I earn from the farm can not start a business for me. Getting money to start business is the challenge I am facing now.""

"Our main challenge is to get food for the family. My husband is old now. He cannot make regular rice farm. My only big son who was a help to my family died about two years ago. So considering our age and strength, getting food for the family has been a challenge. Another challenge is with our house. Up to now, only one room is completed. We've been trying to complete the entire house but due to lack of finance, the house remains an "open door policy"."

""After working for my boss without pay, I decided to make my Cassava farm to sustain myself. The money I earned from the Cassava farm cannot cater to all of my needs. I want to recondition the structure that was given to me by my family members, but I don't have money. Getting money to recondition my structure and make a large farm are challenges I am currently facing.""

"The challenges the recipient is facing currently is food,he said he struggle to cut woods from the forest to burn charcoal and sell before he and family can have money to buy food. He said sometimes it takes two months before the charcoal is ready to sell,so within that course of time,he can be feeding his family on loans according to him."

"The recipient said when he receives the transfer,he will buy zinc to renovate the house he's living in now because the zinc is old and leaking."

"" My major challenge is to educate my kids. I'm not working, something that is greatly hindering my ability to support them in school. I was not afforded the opportunity to learn and don't want my children to go through the same.""

"The greatest challenge I have presently is the issue of housing. Where my family and I live presently is not our own. We are staying in a family house which is not big enough to accommodate my children and I."

"I do not have a house of my own and it has always been my desire to own a house. I currently live in someone's house. If I receive this cash transfer, I will buy a land to build a decent house for myself."