"There are a myriad of challenges that I am facing at the moment. Food insecurity top the list. Maize crops no longer does well like before , this is because of the lethal maize necrosis disease that has been ravaging crops for sometime now. We have no choice but to buy from the nearby siongiroi market.I hardly afford this commodity."

"The challenge I am currently facing is poor income. With the current fuel increase, a customer will not agree with the increased transportation fee. So they only pay the previous amount thus I do not make much. Recently I mostly less than KES 7000 a month which is too little to meet the needs of my family"

"The biggest challenge I am currently facing is financial constraints. This is mentally disturbing. I am a widow, my husband died over 10 years ago so everything depends on me. Children in school also need school fees not to mention food. My business is not paying much and I only do it once a week during market day broking maize. My earnings are very minimal and cannot sustain all my needs"

"I managed to harvest one bag of maize only during the last harvest season, which lasted my household of eight for only 1 month. I, therefore, intend to use KES 15,000 to buy 5 bags of maize that will take us through the next six months. My four children wear tattered school uniforms when going to school and their shoes are also worn out. I will spend ksh 8,000 to replace their old uniforms. Receiving this money also means an additional income to my family. I usually sell 6 liters of milk produced by the 3 cattle I own, for KES 300 daily and so one more cow means an additional KES 100."

"Receiving this money means that I can finally get a stable income from keeping a dairy cow. I am a subsistence farmer, relying on menial jobs within the village. The .oney I make from both farming a nd casual labour is just enough for food in the household but for school fees. I have always wanted to buy a dairy cow but was unable ,untill now. I plan to buy a dairy cow at about KES 40,000 and spend the rest on inproving my home and buying clothes for my children."

"I aspire to change my nature of job and do something less strenuous. I buy and sell cattle in the nearby markets on most days and it involves trekking long distances in order to deliver them to the buyers and earn my commission. Receiving this money, I will use KES 10,000 to fence my farm so that I can rear sheep for sale. I intend to use KES 20,000 to buy 4 sheep. I want also to start poultry farming with KES 15,000 from the transfer and rear chicks for sale, sell eggs and even the chicken. I want to commit fully to this."

"I have six children, three are in school. The three have been on and off school due to lack of school fees. Receiving this money means continued education for my children. This will cost us 45,000KES for a period of three years. By doing this, I will be relieved of that burden and be able to concentrate on other family needs such as food and clothes."

"The challenge that I am facing now is insufficient source of income. I rely on selling milk so that I can feed and educate my children and also to support my ailing mother. This has put a strain on me because the money that I earn cannot sustain us. School has also become expensive and I cannot afford to fees for my children at once."

"My husband is employed as a police officer and he used to earn an estimated salary of KES 35,000. He is currently servicing a loan that he took 2 years ago to buy land in the nearby village. Because of that loan, he earns a meager salary which is unsustainable yet we have 2 school-going children. Therefore, we are currently facing financial inadequacy in our family."

"Receiving this money will mean alot to me, as you can see my house is not complete, this money will help me finishing the house. I am not able to finish the house because I do not have a reliable source of money. I depend on farming mostly to find money, and last year I did not harvest much. I only made MK 100000 after selling maize,which is not enough to provide for my family and finish the house."