"Receiving this money means a better livelihood for my family. My wife and I are getting old, therefore we may not be able to do farming as a way of income-generating activity. We have therefore invested in dairy cows as it gives us income through the sale of milk. I plan to purchase one more dairy cow with this money which will cost me approximately KES 70,000. For the rest of the amount, I will purchase maize to feed my family ."

"My life is different now in that I can buy food for my family regularly. When I was not receiving the money, I used to sleep hungry at times, and this was harrowing for me to see my kids go to bed on empty stomachs. The situation is slowly changing, and with time, I am sure everything will be better for my family and me."

"Transportation is hard here in the mountain because its too far to reach town where I can do business"

"The biggest challenge that I am currently facing is lack of food , I have a lot of children my husband lives in South Africa"

"The challenge that I am currently facing is food insecurity due to the prolonged drought. It has been three years since we received ample rains in our area. My husband and I depend on charcoal production as the main economic activity. The job is tiresome and the returns are little KES 2400 per month which can not sustain a family of 6 members. In a day I require KES 300 for food and water. Due to this I have been struggling to get food for my household. Sometimes, I have to borrow from relatives which is unpleasant."

"Getting income is a very big problem here cause firstly am staying in a mountainous area which Is a challenge, With my age it's difficult to walk and look for work so I usually look for work here in the mountain which is also seasonal work, with this challenge am unable to get all the needed supplies like food and clothes, we tend to eat mangoes for lunch and dinner sometimes just to survive but with the transfer I will also be able to farm and buy enough food"

"I am a business woman running a retail shop here at our small town and it was very much affected during the covid 19 because of low sales during that time. I depend entirely on this business both for my domestic and commercial needs. Receiving this money means I will add more stock to my shop so that I get more profit.I am currently getting a profit of 2000 KES per month because I am running it with a capital of KES 25,000 KES. I will use my transfers to add more stock to my shop and I believe I will be making a profit of 5,000 KES per month."

"I have a dream of building a rental house in our town so that I can collect rent . Our town is growing very fast and there is a secondary school and a dispensary of which the workers of this institutions are looking for rental houses to live in. I believe if I succced on this, then I will have a ready market for my house. Receiving this money means I will be able to fulfill my dream of building a house for renting to tenants so that I can be earning money in every month to cater for my other needs."