"I have used the transfer to buy 7 bags of maize which I'm using for food,i bought a bicycle which we are using for transportation since our village is far from schools , hospitals and markets so this bicycle is going to be helping us to access these social services. I also bought a sleeping matress and blankets,plus a few kitchen utensils."

"When my first transfer came i had to think properly on what to do with the money as i have already explained that it is my first time to handle such kind of money,so firstly i thought of renovating my old house,so i bought a few bags of cement which was used to plaster my house, i also managed to buy windows and frames. With the remaining part of the money i would love to build a fence around my house,this is something i have been wanting to do but i never get to do it because of financies. I also bought sleeping matress and two blankets i bought these things because the one's i had were really shabby."

"The challenge we have been facing and still faces today is the lack of enough food. We are peasant farmers. Our maize crops are affected most of the time by the vagaries of weather and the lethal maize necrosis disease. It is for this reason that we live from hand to mouth, we have to do casual work like weeding maize crops to get some cash to buy food. I cannot recall the last time we ate a decent meal. Quite a sad state."

"I never thought i would really receive that kind of money,in my whole entire life i have never had a chance to actually handle that amount and receive my heartfelt gratitude for giving me this opportunity."

"Receiving this money is a great boost to me. This is because my ambition of buying furnitures will be fulfilled. I do not have a single chair in my living room.I am even afraid to welcome visitors to my home because I fear the embarrassment. I struggled a lot to build the house and since I completed it I have not been able to furnish it with chairs and tables. I am half way glad now that with this transfers I will be able to purchase a new set of 5 seater sofa set and that I will comfortable enjoy my Christmas with the acquisition of it. It is estimated to cost a total of KES 40000. I plan to use the rest of the money to purchase a dairy cow."

"Receiving this money means paying off my land debt. I purchased a 4-acre land for 120,000 KES 2 years ago and managed to clear for only 2. Buying aimed to plant subsistence crops so that they can produce enough food for my family of 3 after cultivation. Due to financial instability, I have not managed to clear the deficit something that hinders me from farming. I am hoping to spend 60,000 KES to pay for the balance so that I proceed with planting during rainy seasons. Other than that, I will invest the remaining amount to renovate the roofing of my house which leaks during rainy seasons."

"My husband used to work in the city in a certain company. He was earning a good income, but when Covid 19 emerged he lost his job which was the only hope we had in the family of 9. This brought a lot of sadness to me because we had an ongoing project ( business house) and it had to suspend. Receiving this money means finalizing it. I am planning to spend 70,000 KES to complete the house. This will induce income for my family because in a month I can earn 10,000 KES. This is sufficient to sustain all our needs such as food. In addition, I will spend the remaining part of the transfer to purchase a 3000 liters water tank I will use to harvest and store water for us."

"I have so much and already my husband is working as a house help but still both of us are struggling to educate my 2 school aged kids who remain at home for lack of fees.Another challenge is I have 3 children who are in teenage years and we are struggling to share the small house together, with me and my spouse. For my teenage children there is no privacy at all and i feel it is shameful for us as parents."

"Lack of a good source of income is the biggest hardship I am currently facing. I work as a casual laborer in town. In a day I make at least 500 KES but it is not guaranteed. The wages are not enough to sustain all our basic needs such as shelter and school fees. This is the main reason which has contributed to my children seeking shelter from neighbors."

"We should all agree that clean water is a basic need in each family but sadly, this is not the case for my family of 4. Access to clean sufficient water is a challenge I am currently facing as I have to move between homesteads with boreholes to fetch some. This is draining especially now that it is a drought season here and they at times deny me access for they preserve some for their cattle and households. The only option remaining is to access this basic need from the river that is 1.5kms away. This consumes most of my time and energy that I could have otherwise used to fend for my family therefore this saddens me."