"I used the money to buy 2 bags of maize, i also bought bricks so that i can build a house. I paid the Labours and bought most of the materials in the building of the house."

"Financial instability is the challenge I am currently facing, I am a farmer and with the pronged drought, I was unable to cultivate any farm. This has made me buy food which I used to get from my farm. I have to spend KES 300 per day to buy maize flour to cook for my 3 grandchildren, this has been hard for me. I am worried about what will happen when I am unable to provide for my grandchildren. I tried cutting trees to burn charcoal but this made me sick for one week and left me doing that job."

"I have bought cement which I have applied to the floor. The floor of my house was made of mud, but with the transfer, its now cemented. I have also bought bags of maize for food. I did not have a proper sleeping place, therefore I have bought bed and mattress."

"Lack of money to sort out my family's needs such as food, clothing, shelter and education. I am jobless and with a family of eight, life has not been easy. This has denied me peace and happiness as a family man."

"Food insecurity and inability to pay for my children's school fees are the main challenges I am currently facing. This is because I don't have any reliable source of income to attend to my family's needs. My children have been out of school for three days now and this will likely affect their academic performance."

"Receiving this money means adding stock to my charcoal business. I have a business of selling charcoals at Mombasa. I started with a capital of KES 10000. Upon receiving this money, I will use KES 50000 to boost my business. This will raise my daily income from KES 1000 to approximately KES 3000. This is subject to daily sales. I will use KES 60000 to buy three cows as investment."

"Receiving this money means building a spacious house for my family. I am currently living in a one bedroom house together with my grandchildren and it lacks privacy. I will build a two bedroom house at a cost of KES 80000. I will also use KES 20000 to buy one cow as investment. The remaining KES 10000 will be used to buy food."

"I am a widow and I have a family of eight children. I do casual work which gives me very little income. I can not afford to buy food for the family and also pay school fees for my children. My family takes one meal in a day. So lack of job is the current challenge I am facing."