"We have a myriad of challenges but top among these is the loan we are currently servicing. When it is defaulted the consequences are so dire since it can be repossessed by the loaner, regardless of the amount yet to be repaid. We feel like if we clear this loan on time it will give us peace of mind and bring us to the path of success and be self sufficient as well as adequately sustain our family."

"Life has hit us hard, the cost of living has gone up. We aspire to live a better life than this. We are currently servicing a loan which we had taken to buy land and build our houses. It has taken alot of resources and we are left with little. We are not living the best live that we wanted."

"Food security is the biggest challenge here. Since the outbreak of lethal maize necrosis disease, maize productivity has been the issue of the past. We are left with no choice but to purchase from the nearby Siongiroi market. It is expensive for us since we are people of little means depending on casual jobs and peasant farming."

"Receiving this money means a better life for me as I will improve my home. My main house including the kitchen are in a bad condition. To improve my home I will also spend about KES 15000 on repairs and a similar amount on water storage tank to collect rain water for domestic use. It leaks whenever it rains. I will also spend about KES 20,000 this money on paying school fees for my children in school."

"I got married this year February. There was not a better time to start a family but it also comes with its financial challenges. My wife is expectant meaning she can not do most of the work. I'm the sole provider at the moment which is straining. We are also preparing to receive our firstborn. Being a casual, construction worker, this work is not sustainable, it gets over after some time and we are forced to wait for another contract."

"The biggest challenge is insufficient finances that are brought about by inconsistent income. The small chicken business that my husband operates is not sustainable as many people around our area also own lots of chicken. If he's lucky to sell, it is with low prices. Sometimes he is forced to track with chicken for more than ten kilometers to a bigger town so that he can fetch better prices"