"I have been thinking of starting a business here for a very long time. There has been a gap whereby you find the shop is one and residents have to walk long distances to buy commodities. Therefore, by establishing a kiosk which will be providing most of the common food items is going to generate an income of at least 500KES a day. This will definitely make me able to take care of my needs and those of my grandchildren who were left here by their mother."

"I was diagnosed with spinal cord problem which caused my legs paralyzed. From 2020 up to now, I have been unable to walk making me doing all the things on my bed. I am a very hardworking woman who rarely depended my husband for my personal needs. But now I can not do anything without his support. My mother-in-law is now the one who is washing me and my children. It is very painful but I do not have any option."

"In this area we entirely depend on farming as a easy and cheap source of food. But unfortunately the rains come but not enough for the crops to mature. That has caused us to sometimes go without a meal and that is a big challenge for the children."

"Receiving this money means my family will get enough nutritious food. Every week I earn KES 2,000 which is enough to cater to my family's basic needs but nothing is left to save. I am planning to use KES 25,000 to purchase a lactating dairy cow which will ease my burden of using KES 60 per day buying milk. Having this will make me proud because my children will have enough milk for drinking and then I can sell the surplus. The rest I will use buy stock for my carpentry work."

"I am currently facing food insecurity in my home. I have not worked for the past week because the masonry job I depend on is seasonal. My wife is sickly thus stays at home and depends on me fully for all the basic needs. We are forced to have one proper meal in a day from two meals when I do not get the money to buy food."

"I have always had the desire to do poultry farming specifically for eggs businesses. This has never happened due to a lack of capital as I cannot save any money from the meager earnings from casual jobs. Receiving this money means a stable source of income that will enable me to pay school fees for my daughter. I am excited to know that these transfers will change my life for the better. I will build a poultry house that can house thirty hens and purchase feeds. This will cost me KES 50,000 for a start-up from which I project earning an average of KES 300 per day when they mature hence a reliable source of income."

"I have a hotel in Chebunyo town that I run with my wife. It has been running for the longest time and through this, we have been able to educate our children and feed them too. Receiving this money will be a big boost to the hotel because we plan to use KES 10000 to expand the building and add other varieties of food that will attract more customers and in turn increase the income that we earn from the hotel. This will allow us to expand the house that we live in now that we have grandchildren to host from time to time and pay school fees for one of my grandchild that we stay with."

"The unavailable and unsteady source of income is my major challenge. My husband is a casual laborer on a farm in Bondo while I teach as a PTA teacher at a nearby school. The income that I earn (KES 4000 monthly) goes into paying our son's s school fees alone and cannot sustain other needs. This is so difficult for us and finding other sources of income will see this problem."

"Financial constraints are a challenge currently. My husband works at a nearby market on a casual basis to supplement the income we get from the farm which has greatly reduced due to bad weather conditions. He earns KES 250 per day from which he has to pay school fees for our two school-going children. Currently, we have school fees in arrears that may make them not sit for end-of-year examinations."