"Lack of a source of income is the main challenge that I am facing at the moment. I have a family of one child that needs to eat and access basic education. However, due to financial challenges, my child stays home alone and sometimes cry when he sees his friends going to school in the morning. It breaks my heart to see him cry and having nothing to do about it. I depend on fetching water for other people especially in building sites which is not reliable and pays very little. In a week I can earn at most KES 800. This money is not enough to meet the basic needs. My desire is to be self employed where I will be making my own money. I intend to use the cash transfers to buy a sewing machine which will help me earn an income from repairing other peoples clothes in the village. This way, my child will be able to join school and fulfill his dreams."

"When the construction of my permanent house was done, the toilet and bathroom works were not factored in. Later on, I saw the need for it and started the construction last year 2021. It is done halfway and some works are still pending. This transfer could not have come at a better time than this, I am happy that I will be able to finish up on the remaining work. It will cost approximately KES 70000 to do all the works. I plan to use the remaining money to buy foodstuffs."

"I have always dreamt to diversify and have several sources of income to supplement the small retail shop business that I run. I have a small family of us three, which in future I look forward to my family expanding, so responsibilities may increase too. I have plans of having several dairy cows as they really help by providing milk for domestic use as well as income through the sale of milk. I already have two, one of my own and one that I borrowed from a friend. I plan to purchase one for KES 35 000. For the rest of the amount, I plan to start poultry farming, constructing poultry houses, buying chicks and chicken feed."

"I have a one roomed house and I think it's not enough for my family. So if I receive this money I will build a house and if there is any money left I will buy mattress and other home supplies."

"The biggest challenge is the lack of school fees for my children. I do casual jobs in school vending water used in cooking where I am paid KES 3000 per month. However, this only happens when we are experiencing drought. At the moment it is raining which has rendered me jobless. This has been brought fear as my children are constantly being sent home to collect school fees. As an alternative during the rainy season, I work in people's farms weeding but my income is also low and I spend on purchasing food for my children amongst other basic needs."

"The Challenge I am currently facing is financial constraints. I work in a quarry nearby as a casual laborer. My work entails the loading of tractors that come to buy stones used in house construction. My earning per day is KES 150 per day. This money is usually insufficient to sustain all my household needs including purchasing food. Most of the time my earnings are go-to food and nothing more to save."

"Farming is the main economic activity in our area . Unlike crop and livestock farming which has been greatly affected by diseases and droughts, poultry farming has been a source of food and income during these difficult times. Receiving this money means expansion of poultry farming and hence more revenues.This money will facilitate the purchase of 15 hens , a wire mesh and other building materials for the chicken coop.With KES 30000 I will be able to do this."

"The size of the land is the biggest challenge because it restricts my ability to be self-reliant. We sold the bigger chunk that we had of about 4 acres to settle the hospital bill for my late husband. Ever since then providing for this family of six children has been an uphill task. My husband was our breadwinner and I had to do challenging casual jobs to provide for the family."

"I live in a semi-arid region and it barely rains. As a result, I have hardly had a good harvest for the last 3 years since my farm has become unproductive. I purchase food with the money I get from casual jobs and is not enough to get sufficient and nutritious food for my family. Each time my children come home they complain of taking one type of meal every day. As a parent, I feel the pain of not giving them a balanced diet. Food insecurity is the biggest challenge I face currently."

"It stresses me when I see my child in secondary school being sent home most of the time for school fees. Not being in a position to pay his fees on time is not something that I am proud of. Surviving with my other four children on the other hand and making sure that they are fed every day is another task that is very heavy on me because I do not have a consistent flow of money. Lack of money is therefore the challenge I currently face in life."