"I plan to pay school fees for my son who joined form 1 this year."

"I'm planning to replace my roof with new iron sheets because it is currently leaking. I'm also planning to cement both walls and floor of my house.Currently it is earth and get dusty easily. Besides, it is expensive to repair frequently."

"I'm planning to buy an ox-plough and two oxen to facilitate my farming activities."

"I plan to spend on farming, and use part of the money as capital to start a maize selling business so that I may have an income. I also plant buy ironsheet, timber and nails and build an iron roofed house."

"I'm planning to build a new iron roofed house because my current house is too small to hold my visitors. I'm also planning to buy some chairs."

"We hve 3 children to school, so we will still spend the entire transfer on school fees for the children."

"I'm planning to spend a larger portion of the transfer on settling dowry. I'm also planning to invest the rest in cereal business."

"I plan to buy water tank so that I may be able to store water, because getting water for household use is very difficult in this area."

"I'm planning to enlarge my current house because it is too small. I'm also planning to invest the rest in livestock."

"I'm planning to settle my dowry with a portion of the transfer while the rest I'll use to plaster my house."