"I'm planning to cement both floor and walls of my house. This will see me free from Frequent house repairs. I'm also planning to pay my sister in collage fees."

"I'm planning to invest the coming transfer in retail shop business."

"I'm planning to invest a larger portion of the coming transfer in retail shop business. I'm also planning to invest the rest in livestock."

"I'm planning to invest a portion of the transfer in fish business. I'm also planning to cement both floor and walls of my house. This will see me free from regular house repairs."

"I plan to move to my own home, buy ironsheet and timber and construct an iron roofed house, because my house is in poor condition."

"I'm planning to build iron roofed house. My current house is in bad condition but never managed to repair it due to financial constraints. I'm also planning to pay fees to my children in high school."

"I plan to buy ironsheet and timber, and extend my house because it is currently very small and uncomfortable."

"I'm planning to enlarge my house because my current house is too small. I'm also planning to invest the rest in cereal business."

"Our proudest achievement is that we have managed to build a house for our family and paid part of their school fees."

"The biggest hardship that we have faced is that we don't have a reliable source of income to support our family. We only depend on farming as a source of income. This is unpredictable at times and this forces us to spend a day without meals."