"The biggest hardship that I face right now is lack of enough money to adequately take care of my family, my spouse passed away a long time ago and I have been the sole breadwinner, age is catching up with me and I do not know if I will be able to cater for my family's needs much longer."

"My proudest achievement is having been a musician for many years and I have managed to build my own homestead and educated my children with proceeds from my concerts."

"My proudest achievement is having started working as a fisherman and later began working as a security guard, these jobs have enabled me to educate my siblings and children."

"The achievement am proudest of is educating my children to where they are now, it's a bit difficult considering our low income sources. I hope to educate them to the highest level possible."

"I plan to pay school fees for my two children in secondary school and in college. I also plan to buy oxen for ploughing my farm."

"My biggest hardship is lack of enough funds to make my own boat."

"The biggest difference in my daily life is that I have a good house now."

"I'm planning to save most of the transfer to my son who is in class eight so that when next year falls and proceed to form one I'll at least have some cash at hand to pay him school fees and other requiremenrs. I'm also planning to buy other household items with the remaining portion of the transfer."

"I plan to buy ironsheet, timber and nails and build an iron roofed house. I also plan to cement the walls and floor of the house. I also hope to buy oxen for ploughing my farm."

"The biggest hardship I have faced in life is having to take full responsibility of my siblings while with no proper source of income."