"I'm planning to enlarge my house because the current one is small. I'm also planning to cement both walls and floor of my house."

"The biggest difference in my daily life is that I have a good house."

"The biggest difference in my daily life is that I have respect from my in laws because I have paid dowry."

"The achievement that I am proudest of is that I was able to buy a cow and a bed using cash that I got from our village saving and lending scheme called SILK as in the past I did not have a cow and I slept on the floor. "

"The achievement that I am proudest of is that I have been an active member of our village lending and saving scheme and I managed to secure some loan that I spent on buying cement which was used in plastering the walls and floor of my house."

"The biggest hardship that we have faced in life is that we don't have a reliable source of income which we can use to pay school fees for our children."

"The biggest hardship that I have faced in life is that I don't have a stable source of income that can enable me pay school fees for my children."

"I've had to struggle to feed my family at a time when I had no source of income, but now I have a running motorcycle taxi business. "

"I have been sick and hospitalised, but now I am well and out of hospital. "

"I am proudest about the fact that I have my own home despite living within limited means. "