"After my initiation to adulthood in the year 2013, I was forced to stand up as a man and start up my own life.My disabled grandmother could not take care of me,hence I had to be a responsible adult to provide for her . Living in a decent house is like a nightmare to me,all along I have been living in abandoned houses belonging to relatives in the village,to be specific I have lived in 5 different houses some of which were damaged by rains and others fell due to termites invasion.My heartfelt need now is to put up my own 3 roomed decent house this will cost me KES 20000 .With this house my self worth in the society will also gain value.I also plan to spend KES 12000 on buying my own fishing net in order to continue earning daily income to support my family." (Country: Kenya)

"I have a plan to start a small business shop at home when I receive my third transfer, as I believe it will help me generate profit. This business will allow me to expand my activities and create a steady income that I can use to support my farming efforts. With the extra income, I will be able to buy seeds, tools, and other essentials to improve my farm. I also plan to reinvest some of the profits into the business to help it grow. This shop will be a source of financial stability for my family, and it will enable me to plan better for the future. I am confident that this plan will help me achieve long-term success." (Country: Kenya)

"My son is growing up, and soon he will need his own space to live in, as it is no longer appropriate for him to sleep in the same house with me. I therefore have been buying building materials, but I still have more to purchase. I plan to continue using a portion of my transfers, along with the savings from the groups I am in, and take small loans to keep buying the materials I need. My goal is to eventually build him a house, and once this is achieved, I will feel an immense sense of happiness and relief. In addition to this, I am committed to continuing to support my children's education. I plan to use part of my transfers to pay for their school fees, ensuring that they can continue learning and working towards their future. Education is a priority for me, and I want to give my children the best opportunities I can. Once I finish building the house and hand it over to my son, I intend to focus on expanding my livestock. I plan to use some of my transfers to buy more goats, adding to the ones I already have. I am hopeful that they will multiply, increasing in number and value, so that I will have a reliable source of income in the future, especially once this program comes to an end. I am deeply grateful for the support I have received. It has been a lifeline for me, enabling me to work toward these important goals for my family’s future. With this assistance, I feel empowered to make lasting improvements in our lives, and I am filled with hope for what is to come." (Country: Kenya)

"I run a business where I have a video show studio in which people come and watch games and other shows. The transfers from GiveDirectly have been very essential in this business as I have been using them to pay for TV Subscriptions. My plan is to continue using the transfers to support my business ensuring it thrives. I have been saving the profits from this business with the goal of starting my own Mobile Money Agent shop, where I will provide Mpesa services to the community. Currently, there are only two Mpesa shops in the area, and many people who receive transfers from GiveDirectly have to travel long distances to withdraw their funds. By opening an Mpesa shop, I aim to make it easier for people to access their transfers, significantly reducing the burden of travel. I want to have this business up and running by January of next year, and I am determined to make this dream a reality. I am hopeful that with hard work and perseverance, I will achieve this goal. I am incredibly grateful to GiveDirectly for providing me with the support and hope for a better future. This new business will not only help serve the community but also open doors for other ventures in the future, enabling me to lift up my family and create more opportunities for us. I am filled with hope and excitement, knowing that this is just the beginning of a brighter future." (Country: Kenya)

"My current goal for this year is to create an exceptional moment for my family. To achieve this, I have been saving in a merry-go-round group, and I will be receiving my pooled funds in December. Once I have received them, I plan to buy my children new clothes and make this Christmas special for them. I want them to enjoy the holiday just like other families, and to feel happiness and warmth during this festive season. In addition to making the holidays memorable, I have a bigger vision for my future. I want to build a three-bedroom, self-contained house for my family. To make this dream a reality, I have been saving $17 in our SACCO, and I plan to save more from my future transfers. These savings will enable me to take a substantial loan from the SACCO, which I will use to buy building materials and construct my dream home. I am hopeful that these dreams and goals will come to fruition. I believe that with determination, planning, and the support I am receiving, I can achieve these aspirations and create a better life for my family. I am deeply grateful for the assistance I have received from GiveDirectly. It has been a crucial part of helping me work towards these goals, and I am excited about the future." (Country: Kenya)

"The festive season is approaching, and I truly want to make this time special for my family. To make this happen, I plan to use my transfers over the next few months to buy clothes and shoes for my children. I want them to feel happy and enjoy the holiday festivities. Additionally, I plan to prepare special meals for them so that they too can celebrate this season with joy and warmth. Beyond this, I am also planning for the future. I intend to use a portion of my future transfers to buy goats. I am hopeful that these goats will multiply, increasing both in number and value. In the future, I hope to sell some of them and use the proceeds to help me achieve one of my long-held dreams of joining college. My goal is to study beauty and hairdressing, where I can gain the skills needed to open my own salon. I believe that with this training, I will be able to provide valuable services to people in my community, earning an income that will support my family and help us thrive. I am deeply grateful for the support I have received from GiveDirectly. This assistance is making a real difference in my life, allowing me to care for my family while also working toward a brighter future. I am filled with hope and determination, and I look forward to seeing these plans come to fruition." (Country: Kenya)

"My wife was not feeling well and recently, she had surgery. Currently, my priority is to continue supporting her in every way possible, especially with food and anything else she needs, so that she can fully recover and get back on her feet. To achieve this, I plan to send her a portion of my transfers regularly, ensuring she has the resources to take care of herself until she is well again. In addition, I am determined to plan for our future. I intend to save at least $20 from my future transfers from GiveDirectly, which I will use to help start a small shop for my wife. This shop will not only keep her busy but also provide a source of income that will help support our family in the long run. Also, I am currently enrolled in a mechanic course, and my focus is on completing it successfully. Once I finish this course, I hope to be able to secure a job, which will allow me to contribute more financially and provide even more support for my family. I am deeply grateful for the assistance I have received. This support has given me the opportunity to work toward a better future for my wife, myself, and our family. I am filled with hope and determination to make the most of the opportunities ahead." (Country: Kenya)

"Some time back, the roof of my house was blown away by strong winds and has been completely destroyed. It is now full of holes, making it unfit for use, and I am left with no choice but to replace it. Renovating the roof has become my top priority for the coming year. To achieve this, I plan to save a portion of my transfers and gradually buy iron sheets and other roofing materials that will allow me to restore my home. Once the renovation is complete, I will feel a great sense of relief and happiness, knowing that my family will be protected from the elements. After the roof is repaired, I plan to continue expanding my livestock. To achieve this, I intend to use a portion of my future transfers from GiveDirectly to purchase goats. I am hopeful that these goats will multiply, increasing both in number and value, providing me with an invaluable asset. This investment will be crucial for me, especially when this program comes to an end, as it will give me something to rely on for the future. I am truly grateful for the support I have received. It has made a significant impact on my life, and with this assistance, I can work towards a better and more secure future for my family." (Country: Kenya)

"My goal for this year and beyond is to first renovate the roof of my house and create a better living space for myself and my family. The roof is very old and worn out, and it desperately needs repairs. To make this happen, I have been saving a portion of my transfers from GiveDirectly, and I plan to continue saving more through our local savings group until I have enough to finally repair the roof. Once the house is repaired, I will shift my focus to expanding my livestock base. Increasing my livestock is a valuable investment that will provide not only a steady income but also something I can rely on, even after the project is complete. To achieve this, I plan to use a portion of my transfers to buy goats, with the hope that they will multiply, increasing both their numbers and their value. I am excited about this plan because it will give me a solid foundation for the future. I am proud of the progress I have made so far, as it ensures that my family will be well taken care of, especially in case of any urgent needs. I am deeply grateful to GiveDirectly for their support, which has made a world of difference in improving our situation." (Country: Kenya)

"Owning a pair of bulls has always been my dream. I have always envisioned using them to plow my farm and reduce my farming expenses. Thanks to the transfers I have been receiving, I was able to get one bull, and now I am in the process of acquiring the second one to complete the set. This is something I have worked hard towards. To make this a reality, I have been diligently saving a portion of my transfers in a local savings group, and I plan to continue saving more of my future transfers until I achieve this goal. Once I have both bulls, I will feel an immense sense of satisfaction, knowing that I will no longer need to hire outside labor to plow my land. I will be able to manage my farm more efficiently and reduce costs. This will be a huge milestone for me, and I cannot wait for that day to come. Beyond that, I have another dream that I am working towards. I want to build a better house for myself. The house I am currently living in is old and in very bad condition. I know that with time, and by using a portion of my transfers, I will gradually buy building materials and start constructing a home that is more comfortable and safe. I am hopeful that soon, I will be able to move into a new home that I can truly be proud of. I am deeply grateful for the support I have received. Every step I take brings me closer to realizing my dreams, and I am filled with hope and determination to see them come true." (Country: Kenya)