"Acquiring food for my family of three has been a challenge, but I am grateful for the anticipated transfers, as they will bring light at the end of the tunnel. My goal is to spend KES 15000 on food for the household, which will ease my son's burden of fending for us. I also plan to spend KES 80000 on fencing and cultivating grass on my 2-acre piece of land. By doing this, I hope to generate income for the family through the sale of the seeds. This investment in the land will not only provide food but also help secure a steady source of income moving forward." (Country: Kenya)

"I run a small grocery business that provides me with a modest income to support my family. However, a lack of school fees has delayed my dream of joining college, so I am saving the little income I earn to make this possible. The profits from my business help meet our needs, support my husband, and contribute to my savings for enrolling in an Early Childhood Education course, which I have always wanted to pursue. Additionally, I save through our merry-go-round group, where I contribute $20 monthly to accumulate funds for my school fees. My ultimate goal is to secure a stable teaching job to provide for my growing family. I am grateful for the financial support I have received, which has made it easier to work toward my dreams. If everything goes as planned, I am optimistic about joining college next year." (Country: Kenya)

"Receiving this money feels like a long-awaited miracle after enduring years of hardship and insecurity. One of my biggest dreams has been to construct a permanent structure for my business, as the current iron sheet structure is vulnerable to thieves. I have already taken the first step by purchasing bricks, and these cash transfers will enable me to buy the remaining construction materials needed to build a secure space to protect my stock.With the remaining funds, I plan to buy food for my family and pay school fees for my children, ensuring their education continues uninterrupted. This support is a transformative blessing, bringing hope and stability to my family." (Country: Kenya)

"My goal for the coming year and beyond is to invest in goat rearing and poultry keeping, as these projects will help me achieve my ultimate aim of building my own house. I am determined to have a house of my own before getting married, as I do not want to bring my wife to live in a relative's house. To achieve this, I save through our merry-go-round group, which will help me buy building materials more quickly. I also rear goats, and if they multiply rapidly, I plan to sell some and combine the proceeds with my savings to accelerate the construction process. Currently, I have two goats, and I am confident they will multiply over time, providing additional resources to fund my home-building efforts. Living in my uncle's house motivates me to work hard, as I aspire to have a place to call my own. By selling vegetables to my neighbors and using the transfers I receive, I am confident I can purchase more goats, grow my investments, and ultimately build my home while improving my financial stability." (Country: Kenya)

"My husband and I are planning to invest in 7 goats ($350) for our children's education. We will also buy 3 hives at a cost of $90. On a good season, each hive can earn us about $50 worth of honey. With such an income we will be able to comfortably sustain our family of 5." (Country: Kenya)

"My primary goal is to ensure my family has a stable source of income in the future, particularly during emergencies. To achieve this, I have been using my previous transfers from GiveDirectly to purchase goats and plan to buy more with future transfers. I hope these goats will multiply and grow in value over time, allowing me to sell them when needed to cover my family's necessities and support my children's education. Goat farming is a vital part of my plans, and I am determined to see it succeed because it holds great importance for my family's well-being. This vision of a secure and prosperous future motivates me to keep moving forward. To reach this goal, I plan to use part of my transfers to invest in these projects, starting with the one chicken and three goats I already have. I am deeply grateful to GiveDirectly for their financial support, which has made these aspirations possible." (Country: Kenya)

"I am planning to buy 5 goats ($300) and begin looking after my own herd, for the first time in my life. Being disabled, this is a less tedious venture as they will graze in a free range set up and come back home in the evening. This investment will in future sustain my family of 2." (Country: Kenya)

"In the coming year and beyond, my main goal is to save enough money to purchase a motorbike. This will enable me to run a successful business transporting charcoal and vegetables to the market, which will significantly improve my family's financial stability. I am committed to saving $15 every month towards this goal, and I am confident that once I have the motorbike, it will open up more opportunities for income and help me provide better for my family. This is a step I am determined to take, as it will bring lasting change to our lives." (Country: Kenya)

"In the coming year and beyond, my primary goal is to focus on savings so that I can build my own house. I am determined to set aside $25 from the monthly transfers to buy iron sheets, which will be the foundation of my new home. Once I have the iron sheets, I will continue to save and buy the other necessary building materials. I am committed to making this dream a reality, and with perseverance, I know I will be able to provide a better and safer living space for my family." (Country: Kenya)

"In the coming year and beyond, I want to build a stronger foundation for my family's future by expanding my herd of goats. Goats are a reliable investment, and as the herd grows, I plan to exchange some for cows, which will provide even greater stability. I have already made progress, trading five goats for a cow, and now I have four goats and one bull. To achieve this goal, I am committed to saving $20 monthly to purchase more goats. This plan will not only secure my family's future but also ensure we have sustainable resources to rely on." (Country: Kenya)