"Planning to build myself a new kitchen and house Planning to buy new chairs beddings and windows to get clear ventilation" (Country: Kenya)

"Planning to buy household funiture and utensils Planning to buy beddings in order to sleep in comfort Planning to start up a small business" (Country: Kenya)

"I am planning to pay my grandchild's school fee and use the rest of the money to build a new house because the one I live in is very old and can collapse on me." (Country: Kenya)

"I am planning to build a bigger house with three spacious habitable rooms because the one I have is small." (Country: Kenya)

"I am planning to build a big house that I can use as a kitchen and a poultry house." (Country: Kenya)

"I plan to purchase a water tank to harvest rain water so I do not have to walk long distance to fetch water." (Country: Kenya)

"We are planning to spend our transfer in paying dowry, building our own home and to start a business of selling clothes. We also plan to buy household items like furniture. We will also clear our debts in the village." (Country: Kenya)

"I am planning to spend my transfer in repairing my house which was damaged by a tree that fell on it during heavy rains, I plan to rent a farm with part of the transfer so that I can plant crops for our consumption and sale. I also plan to take my grands" (Country: Kenya)

"I am planning to spend my transfer on clearing the school fees arrears that I have for my children, by next year when my child joins Form four in a local secondary school I will pay registration fee and school fees of Ksh. 45000 and when I get the transfe" (Country: Kenya)

"I am planning to spend my transfer to pay school fees for my children and also to use the remaining amount to refurbish our house." (Country: Kenya)