"I would like to use part of the transfer to buy oxen to help me in doing better farming. Secondly l would wish to buy saloon equipment since I am a saloonist to help have my own saloon to generate income to support my family. Finally l would like to use t" (Country: Kenya)

"We are planning to buy oxen for ploughing, enlarge our house and pay school fees for our children." (Country: Kenya)

"I am planning to build a toilet and a house for my son, the remainder I will buy some livestock." (Country: Kenya)

"I am planning to build a house for my family." (Country: Kenya)

"I am planning to build my own house being that I live in a rental house, and then invest the remaining funds in fish business." (Country: Kenya)

"We are planning to invest in farming by purchasing cows and an ox-plough, build another bedroom for my children and construct a latrine because we have none at the moment." (Country: Kenya)

"I am planning to build a bigger house with three spacious habitable rooms where my children can have their own bedroom. I am also planning to buy an ox-plough and a cow. I am planning to use the remaining amount to cement the whole of my house." (Country: Kenya)

"I am planning to use the first transfer to build a kitchen and a toilet. I also plan to buy a cow and use the remaining balance to pay school fees." (Country: Kenya)

"I am planning to construct a bigger house and buy a mattress and bed. I also plan to build a latrine. Since I don't own adequate land for agricultural purposes, I plan to use part of the transfer to buy land." (Country: Kenya)

"I am planning to use part of the transfer to pay school fees for my child who is in college. I also plan to use part of that transfer to buy agricultural inputs and equipments." (Country: Kenya)