"We have planned to build our house and build a toilet." (Country: Kenya)

"I have planned to build my house which is worn out,I will also buy farming tools and buy some cows that I will keep." (Country: Kenya)

"I have planned to buy a bicycle with the first transfer,I would also go and pay school fees for my children. I will also build my house and set up a small business." (Country: Kenya)

"I have planned to buy beddings and ckothes. I will also pay schools for my siblings." (Country: Kenya)

"I am planning to inject some capital into my brick making business, pay school fees for my two daughters who are in secondary school and finally build my own homestead." (Country: Kenya)

"We are planning to spend our transfer on buying two bulls to help with ploughing and use the rest to pay our children school fees." (Country: Kenya)

"We are planning to spend our transfer on boosting our poultry farming project by building a better structure for them and use part of the cash to improve our current house to make it bigger and better." (Country: Kenya)

"I am planning to use my transfer to build a new house because my house is old and the floor damaged due to frequent floods in the area." (Country: Kenya)

"l spent the transfer during chrismass holidays , l also bought school items and paid school fee for the children." (Country: Kenya)

"l spent larger amount of the transfer to buy seat , l also spent the transfer for medications." (Country: Kenya)