"My life different than it would have been if I never received the transfer in that I was able to start goats rearing activity which is my longterm investment for the family. Back in the days, I was depending on charcoal vending a job that is tiresome and low-paying. Furthermore, I was able to clear the fees arrears for my children and acquire enough food. Lastly, I was able to complete the construction of my house by purchasing the roofing materials and paying labour charges for the putting up of a roof of the house which I had fail to complete due to lack of adequate finances."

"Improving the roof of my house with ironsheet and the walls with cement is what receiving this money means to me, i was able to construct the house but i failed to finish it because things are tough but with the money i fill like a relief and i would like to use it all to make sure y house should stand for more years to come."

"The biggest different in my daily life is that soon i will own a house with iron sheets roof, which i did not expect in my life"

"I spent my transfer on building a new house. I have always an ironsheet roofed house and this is has been my chance. I am grateful for it"

"I plan to use my transfer in fixing my house's roof"

"I never used to have a nice house. It was a mud hut with a grass roof. Since receiving this transfer, it has taught me discipline. To use the money the right way. I have managed to start building a house. My plan is to build and finish it by next month. What is remaining now is the roof. I am very happy. I can now say I live in a good house."

"I have not spent most of the money yet but i want to finalize my house, roofing and floor. The small amount I have spent was on some household needs like groceries and relish."

"I have used the second transfer to finish the house i started with the first transfer. I bought doors, frames, nails for roofing and pay wages for people who did all the work."

"Life would have been very different had I not received the transfers. I would not have managed to find money to build a new house for myself and support my family in a way I have done since I received the transfers. Before receiving the transfers, I relied on farming to support my family. When I have harvested crops, I could sell some of the crops to be supporting my family but the money was not even enough to save so that I should build a house. With the transfers I received, I now have an iron sheets roofed house which means my family has a decent place to sleep in. I also managed to buy mattresses for the family. All in all the money has changed my life as I now manage to buy everything needed for my family in good time."

"I will spend my transfer on increasing my house and adding an iron sheet roof to it, will pay for my children's fees, buy a goat, food and blankets"