"i used my last transfer to pay school fees for my two children who are in high school, paying school fees took almost three quarter of the transfer so the remaining quarter I used to buy a water pump for horticulture farming."

"I spent a portion of my third transfer on an ox which was to be added to the one that we already purchased using the previous transfers and used in ploughing our farms. Besides that, we renovated our house which was temporarily constructed due to shortage of funds. We therefore purchased steel windows and doors to replace the wooden ones that we had before. We also plastered the whole house which was previously made of cow dung and prone to damages by rain waters."

"I used my last transfer to buy a water pump that I use for horticulture farming. The lack of this equipment made work hard because I used to hire one from the neighbors and when they were using theirs this meant that I fetch water from the river which was hectic. I also bought a diary cow which is almost giving birth and am going to have milk for consumption."

"I bought a water pump to help me in my horticulture farming this I did with my last transfer, I also bought two bulls to help me in ploughing the farm. Farming has helped me alot I have acquired a tender to supply vegetables like tomatoes and kale in a nearby school and retailers also get to get their vegetables from my farm."

"I spent my first transfer on buying items such as; two big source pans at 100,000 ugx, a kettle at 13,000 ugx, four matresses, three pairs of bedsheets, gumboots, clothes for my family and I, and Jerricans for fetching water. I also bought stock at 400,000ugx for my shop since it was failing. Then I had to to buy a ploughing bull at 850,000 ugx. "

"The floor of my house was plastered with soil, we mix soil water and cow dung to plaster and this exercise is always repeated so many times because it always wears out so fast and the walls too are made of soil so when it rains the walls will fall out, so for this reason when I received my last transfer I purposed to end this and plaster the floor with cement and the walls too."

"When it rains in our area it always floods so this really affected us because the water would enter in the house and this meant sleeping in a house filled with water which was so uncomfortable and also the toilet would sink in so after every rain season we would dig and dig a new toilet. so when I received my transfers from the first to the last I used it to raise the floor of the house and plaster and I also built a standard toilet and permanent one this time."

"I spent my third transfer on buying a water pump that hire out to farmers for money. This gives me more income. I also use it to irrigate my farm. The remaining I spent on buying a sub woofer that I use to listen to music."

"I spent most of my third transfer on paying school fees for my three children in secondary school. I had not paid the year's fees so, when I paid this, I felt relieved. I also spent some money on buying some timber that I am planning to use to build a new house after my current house got destroyed by water and termites."

"The happiest part of the day is after lunch, i go to fetch water at the near by borehole and this is when i chatt with friends. This relieves me off some soughts."