"l to expand my business .l also plan to pay school fee."

"I plan to spend the transfer to pay school fees being that am in form three. I also plan to spend the transfer to help my mum start a business. I also plan to spend some the transfer to pay school fees for my siblings."

"My proudest achievement is that I have been able to build my own house from the savings that I made when I was doing business."

"I plan to spend the transfer to pay school fees for my child in college. I also plan to spend the transfer to boost my business. I also plan to renovate my house. The iron sheets are leaking."

"The biggest hardship that I have faced in life is that I don't have a reliable source of income that I can use to support my family. We sometimes go without a meal for a day." (Occupation: Small business)

"I have planned to expand my house,I will also plaster my house and I will also set up a small business. I will also pay school fees for my child."

"I have planned to set up a business that will support my family."

"I have planned to plaster my house,set up a business and buy some livestock to keep."

"I would like to use part of the transfer to build a new home since my husband died without building me a home. Secondly l would wish to save money for my son and daughter who are in standard eight and are joining form one next year. Lastly I would wish to open up a business to generate income to sustain my family."

"The biggest hardship I face is lack of money to start up a proper business that can boost my income."