"I would like to use part of the money to build a new house because our house was destroyed by floods. Secondly l wish to open up a business for my wife inoder to substitute my source of income. Finally l would like to buy household items for my family."

"Firstly, I plan to use part of the transfer to pay school fees for our two children whom we expect to join form one next year. Our second plan is to spend another part of the transfer to help us complete this our house house that we are currently building. Lastly, we plan to spend the remaining amount to boost the stock of my small business of selling commodities like sugar, cooking oil and others." (Occupation: Small business)

"Firstly, we intend to use part of the transfer to buy five cows. Two of them we intend to pay as dowry to my parents, and the remaining three would help in provision of milk for family use in the future. Secondly, we plan to spend another part of the transfer to build a small house next to our gate, where I plan to carry out my hairdressing business because currently, I'm doing it in the open. Lastly, we plan to use the remaining amount to buy a second-hand motorcycle for my husband to do motorcycle taxi, to improve our income."

"my new goal is to build for my children a house to sleep in" (Occupation: Small business)

"I would like to use part of the money to build a new home since we are still staying in our parents home. Secondly l would wish to pay school fees for my child who is joining form one next year. Lastly l would like to use the rest of the money to open up a business to generate income to support my family."

"Our first plan is to use part of the transfer to to pay school fees for our daughter who is in secondary school in form two. Secondly, we plan to use another part of the transfer to renovate our house, by making the walls semi-permanent and cementing the floor. Lastly, we intend to use the remaining balance to boost my small business of selling second-hand clothes by improving the stock." (Occupation: Small business)

"We plan to renovate our current house by replacing the old roof and cementing the walls,part of it will be used to buy two cows to raise and use the remaining amount to start a small business of selling foodstuffs."

"We plan to spend our transfer on cementing the walls of our house, buy two bulls to help us in ploughing our farm and the remaining amount will be used in starting a small vegetables business to help with income generation."

"I am planning to use the transfer on building a new house because my current one is small for my big family.l also intend to use the remaining part of the transfer on starting a business of selling second hand clothes.This will assist me boost my family income."

"The achievement I'm very proud of is having started my small business that has helped us to sustain our family." (Occupation: Small business)