"Reciving this money means alot to me because i want to construct ahouse for my family." (Occupation: Small business)

"Receiving this money means starting up a mobile money business such that I am able to generate money and get back to school."

"Receiving this money means starting up a business that will help me sustain my family."

"I spent my transfer on buying building materials such as iron sheets, timber, nails, sand and cement which I used in building a new house and the rest on boosting my already existing business by adding more stock." (Occupation: Small business)

"I felt very good because I knew my life wil improve." (Occupation: Small business)

"Receiving this money means that I will be able to start a grocery business that will generate sufficient income to enable me take care of my family's needs. "

"My life is different in that I'm happy because I was able to buy a cow which will produce milk for me in the near future and also I'm planning to build a good house for my family. This would not be possible if I had not received money from GD." (Occupation: Small business)

"I would like to take a loan so that I can expand my poultry farming business by adding more chickens and using the money to purchase their feeds.These transfers will be used to pay the loan."

"I expect to have a bumper harvest and start a new business to increase my income."

"I am planning to boast my business to earn more income."