"I spent my third transfer on expanding my existing tailoring business by introducing clothing materials for 10,000 KES to enable customers who interested in new clothes have a variety when they come for tailoring services. I also diversified by introducing 2 bags of dry corn for 8,500 KES and 5 bags of charcoal for 4,000 KES, which I display just outside my tailoring kiosk. To date I have managed to grow the charcoal business by additional 3 bags, to a total of 8 bags, and the corn business to a total of 3 bags. My life has so changed that these days my family no longer sleeps hungry unlike when I only did tailoring business as a service, since when people are experiencing famine and low income, they do not make clothes and instead they spend every coin they have on food especially dry corn. Charcoal also sells because it is a reliable cooking energy in this area. I spent the rest of the money on an MKOPA solar panel for 23,000 KES. It charges phones and a radio, and in addition my child uses the lighting for studies for long hours these days due to solar light reliability and availability. Things are different from before when we used kerosene, and because I was not making much, there were times my child could not study at night due to lack of kerosene resulting from my low and unreliable income. In fact life is good these days, thank you."

"I spent my third transfer on enlarging my once small house for 25,000 KES since I never had enough space and my visitors had to sit outside the house before I enlarged.I also bought a solar panel with Television for 10,000 KES deposit. The solar light has particularly saved me from paraffin expenses which was burdensome since our son is a Fourth Form candidate and had to be finishing his school work every night using kerosene."

"Receiving this money means building an iron roof house. This house other than being used as shelter, will change my compound making it look nice since I intend to install solar lighting system on it out of this money."

"I used part of my third transfer to cement my entire house,bought furniture and a solar light.The remaining amount was used to set up a small fish mongering business to help with income generation. "

"I used most portion of my third transfer to buy additional iron sheets, timber and nails which I have used to build a house because I was living in my grandfather-in-law's house, I bought solar lighting system because I was tired of using tin lamp and also I needed a change in my life. The remaining amount, I used to restock my green grocery business and also bought additional households which I did not have."

"I spent my second transfer on plastering our new house which we started building using first transfer (28,000 KES),bought solar light (3,500 KES) , a goat (3,000 KES) and family clothing."

"I spent most of my second transfer to pay school fees for my child who is in high school. I bought solar lighting system to assist my in doing their homewok and also to relive me the burden of buying kerosene, I bought a sack of maize for my family's consumption and the remaining amount, I spent to buy food, clothes and shoes for my children."

"I spent my most of my second transfer to buy iron sheets which am planning to use in building my house and cattle for rearing. The remaining amount, I spent to buy solar lighting system to relieve me the burden of buying kerosene, paid school fees for my children who is in a private primary school and also clothes for my family."

"When I received my second transfer, I used most of it to contruct a house of 30 iron sheets for my family since the previous one I had was small and used to leak a lot. I then bought a solar lighting system at 16000 KES so that I save my family the trouble of buying paraffin daily. The balance was then spent on buying a sheep and food stuffs for my family."

"My life is different in that, I have a well in my compound and will not have to walk long distances looking for water, I no longer buy kerosene since I have solar lighting system. I would not have achieved all this without the transfers."