"I was glad to receive the second transfer because I had been planning on buying some more livestock to add to my herd. I am a primary school BOG teacher and also a single mother of two children who are both in school. Paying for their school fees is sometimes a burden since my income is not enough to cater to all the basic needs of the family. With this transfer, I was able to buy one dairy cow for $280 to add to the two that I previously had, and also bought seven sheep for $210. At least from the cows, I get milk which I sell daily at the dairy shop and to my neighbors too. With this, I am able to cater to other basic needs. The remaining amount of $40, I spent on feeds and supplements that were missing from the food store. My family has benefitted immensely from GiveDirectly's generous cash assistance, which I am grateful for."

"I have the intentions of investing more in growing my farm especially by buying a couple of farm animals. I would have loved to be able to buy livestock but unfortunately cows are quite expensive and that is why so far I have bought one goat and I proceeded to use this recent transactiom to buy another goat which cost me KES 3,000. Afterwards, I went on to spend the balance of KES 400 on purchasing two packets of wheat flour. During the month of November I used the funds in order to expand my business so I bought more stock for my cooking business. As for October, I decided that I was going to use that money to invest in poultry farming so I ended up buying thirty chicks using the entire funds."

""I used to work in Mombasa, but I moved back home after losing my job. My wife and I do not have a steady source of income. We work on our small piece of land every day, cutting firewood and burning charcoal for sale. I was extremely happy to receive this transfer because I knew I could do amazing things with it. Thank you to Give Directly for making this possible. I had planned to build rental houses because they would provide income for a longer period, even after I die. You know that investing in houses is a long-term investment; it cannot die like a cow, so I will be able to see my investment on a daily basis. So I spent $179 on 15 iron sheets, each at $12, $30 on three types of nails, $45 on seven bags of cement, and $125 on the labor force for the two rental houses. I am relieved that the houses are fully completed; all that remains is for tenants to occupy them so that I can begin earning money on a monthly basis. This way, I won't run out of money. I also intend to use the rental income to construct my own home in the village. I had also purchased some land but had not fully paid for it; I had a $100 balance, which I cleared with this transfer. Thank you to GiveDirectly for enabling me to build my houses on this land. Unfortunately, my uncle passed on, and I had to pay $35 in funeral expenses. I spent the remainder of the transfer on a bale of maize flour, a bucket of soap, and beans. Thank you so much for making the last few weeks so much easier.""

"Before the transfers, I never had cows before as I had no source of income. I used the transfers to buy female cows for kshs 35,000. This is for milk production for my family's consumption and sale. I do casual work to earn a living and most of the time the pay is too little to cater for my basic needs, I do top it up with the money from selling milk and this has enabled me to take care of other basic needs like food, clothing and kids school fees. I used the remaining part of the transfers to buy a piece of three-seater furniture. I used to fear hosting friends and relatives as I never had enough seats for them, but my self-esteem has improved since I started receiving transfers from GiveDirectly."

"The biggest difference in my life is the fact that I now have a business that gives me income. I am so grateful that I finally have my own business, a business that will help me raise money to pay school fees and meet other needs of my family. I plan to use the next transfer to buy a cow for keeping and stock my shop in order to increase my profit margin. All these shall make my life and that of my children better."

"I am planning to work hard by feeding my two calving cows so that they can get healthy calves and by so doing, I will be able to get a lot of milk and sell to boost my daily income. Secondly, I am planning to work very hard in my dressmaking shop and boost it with my little income. Lastly, from the little income I will be getting, I am planning to support my husband to get a stable job so that we can educate and support our children without any problems."

"I am planning to work hard by feeding my calving cow so that it can get a healthy calf and by so doing, I will be able to get a lot of milk and sell it to boost my daily income. Secondly, I am planning to work very hard on my farm to get a good harvest and feed my family also pay my children’s school fees."

"receiving this money means a lot more to because I will be able cquire land worthy $816. And also buy my own cow at $544 . I can't wait to have my own cow because I have been taking care of someone else's cow . I thank God for this opportunity, ."

"The first Installment we plan to buy matress for our kids , cooking pots, plates and food. We also plan to buy livestocks , we will buy 2 goats for $80 and a pig for $50 and the balance we will use it cleaning our house and doing some renovation. The second installment we plan to buy a cow for $350 and buy clothes , school materials for our children and the balance we plan to save it and use it in our house expenses. Receiving this money means having a change in our lives because it will help us own livestocks that will provide fertiliser and our land will be fertile giving us enough to eat and to sell , our lives will be better for good with this money."

"God willing, I hope to see my cereal business grow in the coming year so that I can build my savings through a sacco. At the moment, I anticipate that the burden of paying school fees will be lessened because my daughter will be attending university and will be awarded a student loan to cover her school fees. These savings will help me diversify my business by allowing me to purchase a dairy cow that will produce milk not only for my own consumption but also surplus for sale as an additional source of income."