"When I received my transfer, I spent USD 390 to build a more spacious house for my family. I settled on this since the one we had was grass thatched and small hence could not accommodate us comfortably. Due to this, we had no privacy as parents since we used to sleep in the same room with our children. Also, I bought two goats at USD 80. These are investments to me that I can depend on in case of financial crisis especially in paying school fees for my children. I spent the remaining USD 80 on food and other household necessities."

"My life is different than how it would have been if I never received the transfers in that I have bought a dairy cow. I used to buy milk daily and this was so costly for me. I do small scale farming and the harvest that we get is only for consumption. We rarely get surplus to sell to meet other basic household needs. Buying a dairy cow was nearly to impossible. I had no extra money or saving to buy dairy cows. My main aim was to provide food for the family and pay school fees. When I received the second transfer I found it Worth to invest in dairy farming project. Currently I no longer buy milk because I have enough for my children and I sell the rest to earn an income to pay school fees. I am so happy because my children are no longer sent home to collect the school fees like before. I have devoted much of my time on this project. I hope to improve it and own good breeds in the near future. This will be the main source of income."

"The biggest difference in my daily life is that I have build a better and spacious house for my family. I used to live in a small grass thatched house which cannot host all the family comfortably. I depend on small scale farming and casual jobs in the village and sometimes to get this jobs is hard. The amount of money that I get through this is so small and cannot meet all the basic needs of the family including paying school fees. I had no savings to buy the building material. The small grass thatched house was almost falling apart. This was so risky for us. Whenever I had visitors it was so stressful because there were no space to host them. My children could spent night at the neighbor's house. This was risky because they could walk during the night after taking supper. Currently I have started building a better and spacious house. We are moving in in the next few weeks this will be the best thing in our lives. My children will get enough space for doing their assignment without any disturbance. I will do no longer shy off to welcome visitors to my house. GiveDirectly has enabled us to own a better house and change our living standard to be much better than before."

"Receiving this money means I will buy two oxen and a plough for ploughing my land which will cost me 30,000 shillings - I have been facing famine and luck of food in my house because I do not have oxen to early plough my one acre piece of land .I usually depend on other neighbors oxen which makes me ploughing late making me loosing harvests every season. I will cement my house which will cost me 20,000 shillings - I see it inconvenient and embarrassing that after taking my shower in the evening , I later step on an earthed floor ! I will also pay for my son's education which will cost me 23,000, My son is frequently being sent home from school because of luck of school fees. The rest of the money will use to buy food for the family and any emergency case."

"I have a family of seven children who fully depend on me since my wife is just a house wife. With my small food kiosk business, I struggle to satisfy all the family's needs since I get around 2 USD profit in a day. Buying food, clothes, paying school fees and providing proper shelter for them has been real struggle. Low financial capability has therefore been my biggest hardship."

"I currently lived under one roof with my children where we cook and spend our nights in. It is uncomfortable for the six of us to be in this small house more so spending the night together with my grown-up children. To be receiving this money means, I will be able to build a spacious and decent house since I am going to use 400USSD to build one. I am sure we will have a good place for my children to live in different from ours and also have a spacious and decent sitting room that can host my visitors comfortably whenever I have some. I currently have children in secondary and primary school and since I wish to give them ample time to study, I will use 100USSD to clear their school fees. This will enable them to study with no interruptions hence focus on good grades. To invest my cash transfer, I will use 350USSD to buy a cow to add to my cattle. This is an added asset that will improve our milk production this increases our sales and also will have offspring that I will rely on for any arising financial need in my family. I am planning to spend 150USSD on my household daily food, clothing, and items."

"Receiving this money means a proper house to my family. Currently, I am living in a makuti house which is leaking during the rainy season. I am planning to spend the entire first transfer to construct a two-bedroom house so that we can live a decent life. I will further use $300 of my second transfer to buy 10 goats that will act as a long-term investment project for my household. I will use the remaining amount to clear school fees for my child who is at secondary school so that he can study with ease because he won't be sent back home to collect fees for a year. This will help me to save the little coins I have for next year."

"Recieving this money means I will build a discent kitchen that will also host my visitors when they come home, I will also pay school fees for my children and start a dairy farming. I have been staying at home with my children and my husband i a casual laborer at someone's home which is far from our place I plan to spend 400 dollars in building that kitchen, use 300 dollars in purchasing a dairy cow, and spend the remaining in paying for school fees."

"Being a house wife and doing casual jobs in order to afford basic needs has been a tall order to me and my family, we use what my husband gets from the business in buying food and paying for school fees."

"I need to buy a dairy cow. I depend on my mother for milk. I expect to spend 400 dollars of my transfer buying that cow. This will help me generate more income. I would also like to buy 2 goats. This will cost me around 80 dollars and the rest of the money i will use to pay school fees for my children."