"Well , a cow and house ! I spent my Third transfer on buying a cow for rearing and i also completed my house because it was open without doors and Windows. "

"I spent my second transfer on buying two cows, paid dowry, leased a piece of land, spent on clothes and daily food consumption."

"I spent my second transfer on farming at 10,000 KES, bought two cow at 20,000 KES, 20 iron sheets at 10,000 KES, then used the rest of the cash to start a second-hand clothe business for my wife."

"I spent my second transfer on buying seats, solar lamp for lighting, a cow and paid school fees for my two children. Besides I spent on a sack of maize and utensils for cooking."

"I spent my second transfer on buying iron sheets, three sheep, paid school fees for my son in secondary school and paid dowry of one cow for my wife. I also spent on constructing a pit latrine and bought clothes for my household."

"I spent my second transfer on buying a cow at 20,000 KES, one and half sacks of maize at 8,000 KES, a mattress at 4,500 KES, a solar lamp at 3,000 KES, built an iron roofed kitchen at 12,000 KES, then used the rest of the cash on clothes, shoes and food for my children."

"I spent most of the second transfer to buy two cow-bulls for farming, this will me save from using money to hire people to work on my farm. I spent the transfer to buy furniture as I did not have anything to sit on , I also spent the transfer on rice plantation farming, the remaining balance l spent to buy clothes and food for my children."

"I spent my second transfer to buy 2 cow and start a poultry business for my daily upkeep. I also bought house items such as furniture,utensils and bedding."

"I spent most of the transfer to buy cow-bull for farming and this will really save me from hire people to work on my farm. I spent the transfer to buy furniture since l did not have anything to site on. I also spent the transfer to buy mattress since l was sleeping on a very old mattress which was not comfortable. The remaining a balance I spent to buy 1 sack of maize for my consumption."

"I spent my second transfer to buy 2 cows and pay school fees for my children. I also renovate my house."