"Currently my life is different in that my family members are happy because we have a cow and a new house.I am also actively working in the farm and this will increase my income.My wife is now hopeful about a our good future and actually believes in my vision of ensuring good education for my children."

"The biggest difference in my life is that, I have a peace of mind because I have money at hand. I have owned a cow and am soon going back to school."

"The biggest difference in my daily life is that, with this transfer; I feel like I have my parents once again. I'm going to buy a cow for milk and build a house for myself."

"I spent my first transfer to buy a cow and household items."

"When I received my first transfers, I paid off the mortgage amount that I had borrowed for feeding the household. I bought a cow as a future saving for the household. To add on that, our living conditions have been horrible and I decided to purchase a bed, a mattress and other household utensils. The balance of the money I used for feeding the family."

"I expect to have bought a dairy cow and my farm will not lack any farm inputs."

"The biggest difference in my life is that now I got milk for use from my own cow and I spent most of my time looking after these cows."

"I am happy because of this transfer . I was saving in bits to buy a cow but I was able to do even more with the money than what I had saved. I furnished my house and bought a calf too."

"I want to put my daughter in a boarding school. She was sick and delayed catching up in school but now she is feeling well., I think she will be better off in a boarding school. I am also planning to buy my own cow I had one which belonged to a friend."

"The biggest difference in my daily life is that I have enough food for the family.I am very happy and don't struggle too much like before since I have most of the resources like a cow which gives us milk for consumption and for income."