"We are planning to buy some dairy cows that can produce milk for consumption.We are also planning to plaster our house so that it looks nice." (Country: Kenya)

"I would like to use part of the transfer to pay school fees for our children. Secondly l would wish to buy oxen for ploughing my farm to improve on production. Finally l would like to expand my house because my house is very small to accommodate my family" (Country: Kenya)

"I would like to use part of the transfer to build iron roofed house because my house is leaking. Secondly l would wish to open up a business to generate income to support my family. Finally l would like to use the rest of the money to buy oxen to help plo" (Country: Kenya)

"I would like to use part of the transfer to buy oxen to help me in doing better farming. Secondly l would wish to buy saloon equipment since I am a saloonist to help have my own saloon to generate income to support my family. Finally l would like to use t" (Country: Kenya)

"We are planning to buy oxen for ploughing, enlarge our house and pay school fees for our children." (Country: Kenya)

"I am planning to build a toilet and a house for my son, the remainder I will buy some livestock." (Country: Kenya)

"I am planning to build a house for my family." (Country: Kenya)

"I am planning to build my own house being that I live in a rental house, and then invest the remaining funds in fish business." (Country: Kenya)

"We are planning to invest in farming by purchasing cows and an ox-plough, build another bedroom for my children and construct a latrine because we have none at the moment." (Country: Kenya)

"I am planning to construct a latrine, buy a water tank to harvest rain water, and cement my house so that it is easy to maintain because I am a widower and it is not easy for me to repair the mud house all the time." (Country: Kenya)