"We are planning to spend our transfer in paying dowry, building our own home and to start a business of selling clothes. We also plan to buy household items like furniture. We will also clear our debts in the village." (Country: Kenya)

"I am planning to spend my transfer in repairing my house which was damaged by a tree that fell on it during heavy rains, I plan to rent a farm with part of the transfer so that I can plant crops for our consumption and sale. I also plan to take my grands" (Country: Kenya)

"I am planning to spend my transfer on clearing the school fees arrears that I have for my children, by next year when my child joins Form four in a local secondary school I will pay registration fee and school fees of Ksh. 45000 and when I get the transfe" (Country: Kenya)

"I am planning to spend my transfer to pay school fees for my children and also to use the remaining amount to refurbish our house." (Country: Kenya)

"Planning to change the materials of my house and buy myself new chairs and utensils Planning to pay all my pending medical bills." (Country: Kenya)

"I am planning to use my transfers on buying a water tank,buying house Furniture and also buying two cows to help in ploughing." (Country: Kenya)

"I am planning to spend my transfers on paying school fees,expanding our house,buying cattle for keeping and finally get a water tank." (Country: Kenya)

"I am planning to buy a piece of land,improve my house and pay my children's school fees." (Country: Kenya)

"I plan to pay school fees for my children, one in secondary school and the other joining college" (Country: Kenya)

"I plan to build a new house, I plan to take my child to college, I also plan to do large scale farming." (Country: Kenya)