"I am planning to spend my transfer on building a house and buying household items." (Country: Kenya)

"I am planning to build a house for my children and a toilet." (Country: Kenya)

"I am planning to buy a water tank and pay school fees for my children." (Country: Kenya)

"I am planning to buy a set of chairs and a bed with the first transfer. The second and third transfers I am planning to construct a cement floor, build an external kitchen and buy some livestock." (Country: Kenya)

"I am planning to buy chairs and a solar lighting system." (Country: Kenya)

"We are planning to build a house, buy a cow, lease land to farm and start a small business." (Country: Kenya)

"We are planning to pay for my brother and sister in law school fees I am also planning to enroll my small kids in School I am also planning to start up a business that can help put up a meal for us in the table" (Country: Kenya)

"I am planning to build a house and pay school fees for my child who is in secondary school." (Country: Kenya)

"We are planning to build a house." (Country: Kenya)

"I am planning to spend my transfer in building a toilet as I don't have one. I also plan to renovate my house by cementing my floor and buy a cow that I can use to plough my farm with. I also plan to pay school fees for my grand children." (Country: Kenya)