"I am planning to build a bigger house with three spacious habitable rooms where my children can have their own bedroom. I am also planning to buy an ox-plough and a cow. I am planning to use the remaining amount to cement the whole of my house." (Country: Kenya)

"I am planning to use the first transfer to build a kitchen and a toilet. I also plan to buy a cow and use the remaining balance to pay school fees." (Country: Kenya)

"I am planning to construct a bigger house and buy a mattress and bed. I also plan to build a latrine. Since I don't own adequate land for agricultural purposes, I plan to use part of the transfer to buy land." (Country: Kenya)

"I am planning to use part of the transfer to pay school fees for my child who is in college. I also plan to use part of that transfer to buy agricultural inputs and equipments." (Country: Kenya)

"I am planning to use part of this transfer for agriculture. I also plan to start a small business for my son. I also plan to use the remaining balance to buy food." (Country: Kenya)

"We plan to use part of transfer to pay school fees. We also plan to extend the size of our house to accommodate our family. We will use the remaining the balance to start a business that will help our family in future." (Country: Kenya)

"I plan to use the transfer to renovate my house and also buy furniture. I also plan to build a house for my son. I also plan to use the remaining balance to start a small business." (Country: Kenya)

"We plan to use part of the transfer to pay school fees and also expand our house. We also plan to buy two bulls to help us during ploughing." (Country: Kenya)

"I am planning to spend my transfer on starting a business, I will buy a donkey so that I can use it to fetch water during dry season, I am also planning to build a bigger house that can accommodate my family well and to build a house for my children where" (Country: Kenya)

"I am planning to spend my transfer on renovation of my house, I will buy a mattress and build a kitchen. I will also buy furniture for my house, I will buy a cow and some chicken so that I can rear. I will also use part of the transfer in paying school f" (Country: Kenya)