"I am planning to spend my transfer on paying school fees for my children, we plan to invest part of the transfer in our shop so that it can expand and we also plan to buy clothes for our children. I also plan to buy furniture for our house and buy a cow f" (Country: Kenya)

"I am planning to spend my transfer school fees for my children and also to spend part of it to equip my salon. I also plan to complete building my house as it is incomplete." (Country: Kenya)

"I am planning to spend my transfer on building a house, to build shelter for chicken and spend some of the transfer on food. I plan to pay school fees for my children." (Country: Kenya)

"I am planning to spend my transfer on building a kitchen, a toilet and buy a cow. I am planning to buy also furniture for my house, a bed and a mattress. I will also buy four goats using the transfer. I plan also to start a small business." (Country: Kenya)

"I am planning to buy cement with the first transfer to plaster my house. I will then use the second and third transfers to build a toilet, an external kitchen and possibly enlarge my house." (Country: Kenya)

"I plan to buy chairs, buy a water tank, cement my house and buy chicken to rare." (Country: Kenya)

"I plan to buy furniture, beddings and to expand my house" (Country: Kenya)

"I plan to start a business, buy 2 cows for farming and a hoe." (Country: Kenya)

"I plan to buy a water tank of 6000 litres and to do large scale farming." (Country: Kenya)

"We plan to pay school fees, to invest in development of a nursery school we run, buy livestock and pay tithe in church" (Country: Kenya)