"I plan to expand and renovate my house then buy furniture to fit into my house. I also have a plan to start a small business of sugar and cooking oil. I also plan to use the remaining balance to pay school fees for my three kids in high school and one in" (Country: Kenya)

"I plan to spend the transfer money on building a small kitchen and a latrine. I also plan to renovate my house and cement the floor. Since, I don't have enough furniture in my house I plan to use part of the transfer to buy furniture." (Country: Kenya)

"My wife and I have decided to expand the current family shop into a sustainable business to ensure sustainable income for the family." (Country: Kenya)

"I'd like to expand my house, as it is currently too small. I'd also like to buy a cow for milk that I can sell to the community for sustenance." (Country: Kenya)

"I'd like to build a better house for my grandchild and I. I'd also like to have a cow for milk." (Country: Kenya)

"I would like to use part of the transfer to renovate my house by putting glass windows and plastering my house . Secondly l would wish to buy a cow which can help me in future. Lastly l would like to buy household items for my house to avoid frequent borr" (Country: Kenya)

"I would like to use part of the transfer to expand my house because it is small to accommodate my family. Secondly l would wish to pay household items . Lastly l would like to pay school fees for my son who is joining form one next year." (Country: Kenya)

"I would like to use part of the transfer to plaster my house because maintaining mud house is very expensive. Secondly l would wish to open up a business to generate income to sustain my family. Finally l would like to use the rest of the money to buy a c" (Country: Kenya)

"I would like to use part of the transfer to expand my house because my house is very small. Secondly l would wish to buy a piece of land some where since we do not have land. Finally l would like to open up a business to help generate income to sustain my" (Country: Kenya)

"I would like to use part of the transfer to plaster my house because maintaining mud house is very expensive. Secondly l would wish to pay dowry to parents to appreciate them. Finally l would like to buy household items for my house." (Country: Kenya)