"I plan to build a better house and buy my mother a better mattress for her to sleep on." (Country: Kenya)

"I would like to use part of the transfer to build a new house since my house is small. secondly l would wish to keep some money which I will use to pay school fees for my children. Finally l would like to buy a cow to be used in future." (Country: Kenya)

"I would like to use part of the transfer to build a new house since my house is very small. secondly I would like to buy household items for my house to avoid frequent borrowing from others. Finally l would like to open up a business to generate income to" (Country: Kenya)

"I would like to use part of the transfer to do farming in large scale to generate income to sustain my family. Finally l would wish to seek medical attention since I am suffering from cervical cancer." (Country: Kenya)

"I would like to use part of the transfer to build a new house since my house is in a bad condition. Secondly I would wish to pay school fees for my son who is joining form three. Finally l would like to open up a business to help generate income to sustai" (Country: Kenya)

"I would like to use part of the transfe to farming in large scale to generate income. Secondly l would wish to open up a business to generate income to support my family. Finally l would wish to educate my children." (Country: Kenya)

"Planning to buy a few household requirements that I don't have like beddings chairs and utensils Planning to also buy a cow for milking in the future as a source of income" (Country: Kenya)

"I am happiest when I welcome my husband home after a long day of work away from the family." (Country: Kenya)

"I planning to spend my transfer on paying dowry, I would also like to start a small business and I would also like to pay school fees for my children." (Country: Kenya)

"I am planning to spend our transfer on building a better house, we plan to buy fishing gear so that we can start fishing and we also plan to buy a cow that we can use for ploughing our land. We also plan to build a toilet." (Country: Kenya)