"We are planning to pay school fees for our children, enlarge our house and buy oxen for ploughing." (Country: Kenya)

"I am planning to buy clothes for my children, pay school fees for my children and buy an oxen driven plough." (Country: Kenya)

"I am planning to enlarge my house." (Country: Kenya)

"I am planning to pay school fees, repair my house and build an external kitchen." (Country: Kenya)

"I am planning to buy an ox-plough, a water pump for irrigation, vegetable seeds and pesticides." (Country: Kenya)

"I am planning to expand my house because it is small, buy furniture and invest in poultry farming." (Country: Kenya)

"I am planning to invest in horticultural farming." (Country: Kenya)

"We plan to buy a small piece of land for agriculture and then we use the remaining balance to start a business." (Country: Kenya)

"We have planned to renovate our house through cementing of floor using the first transfer. We also plan to use the second transfer to buy a small land. We also plan to use the last transfer to buy a water tank to help us store water from roof catchment." (Country: Kenya)

"We plan to use the transfer to build a house and then I use part of it to pat dowry. We then plan to start a small business. The remaining balance will be spent on school fees for my kids." (Country: Kenya)