"I would like to use part of the transfer to pay school fees for my daughters who are in secondary school. Secondly l would wish to buy sheeps which I later sale and use incase of emergency. Finally l would like to use the rest of the money in doing farming because I am not able to do farming physical because of my condition of disability." (Country: Kenya)

"I would like to use part of the transfer to pay school fees for my children. Secondly l would wish to plaster my house to avoid dust and make my house better. I would also like to replace my wooden windows with glass windows. Finally l would like to do farming with the rest of the money." (Country: Kenya)

"I plan to spend the transfer money to pay school fees for my child in high school. I also plan to buy oxen plough. I will use this during ploughing." (Country: Kenya)

"I plan to use the transfer to expand my house to accommodate my family. I plan to build a toilet for the family. I also plan to start a small business to boost my income." (Country: Kenya)

"I plan to spend the transfer to buy oxen plough. I will use it to plough my farm and also for the villagers at a cost. I also plan to use part of the transfer to pay school fees for my younger brother in high school. I also plan to use part of the remaining balance to buy furniture." (Country: Kenya)

"I plan to spend the transfer to purchase my own sewing machine. I will use this to make ready made clothes and even do repair of torn clothes for other villagers. I also plan to pay school fees for my daughter in high school. I also plan to build a small kitchen." (Country: Kenya)

"We plan to spend the transfer to pay school fees for our children. We also plan to spend the transfer to buy furniture. We also plan to use the transfer to build iron roofed house." (Country: Kenya)

"We plan to spend the transfer to pay dowry. We also plan to use part of the transfer to buy a piece of fertile land which we can use for agriculture. We hope to increase the harvest through this." (Country: Kenya)

"I plan to spend the transfer on furniture. I also plan to spend part of the transfer to pay debt of Kshs. 5,000 which I owe. I also plan to buy second hand motor cycle. I will use this to drive villagers to and fro nearby centres at a fee." (Country: Kenya)

"I plan to spend the transfer to buy furniture and other household items. I also plan to use the transfer to pay school fees for my grandchild who is to join form one." (Country: Kenya)