"I plan to spend the transfer money to buy building materials which I will use to construct a bigger house. I also plan to spend some of the money to buy furniture. I also plan to use the remaining balance to boost my business." (Country: Kenya)

"I am planning to spend the transfer to build my own pit latrine and pay my children's secondary school fee." (Country: Kenya)

"I am planning to purchase land for dwelling. I am a widow and I face constant conflict with other family members due to land issues." (Country: Kenya)

"I am planning to buy beddings, purchase foodstuffs such as maize, expand my house because it's too small for my family. I plan to construct a pit latrine because I have none currently" (Country: Kenya)

"I am planning to offset my debts, buy foodstuffs, pay school fee, purchase sand and cement to improve my dwelling, hire labor for quarry mining and use the remaining balance to buy a bull for ploughing." (Country: Kenya)

"I am planning to spend my transfer on my children's education, expand my house because it's small and buy a donkey to assist me to transport water because I live far away from the water source." (Country: Kenya)

"I am planning to purchase tools for farming, buy Iron sheets and expand my house because it's small and can't accommodate my visitors. I plan to use any remaining balance on cementing my house." (Country: Kenya)

"I would like to use part of the transfer to pay dowry to my parents . Secondly l would wish to buy cows to help us incase of any emergency. Lastly l would like to open up a business to generate income to sustain my family." (Country: Kenya)

"I would like to use part of the transfer to do poultry farming to generate income to sustain my family. Secondly l would wish to buy cows to act as security incase of emergency. I would also like to fence my compound to enhance security and enable me do better farming. Lastly l would like to do fruit farming." (Country: Kenya)

"I would like to use part of the transfer to build a new home so that get our space away from parents. Secondly l would wish to open up a business to generate income to sustain my family. Finally l would like to vurnish our house after building a new home." (Country: Kenya)