"I would like to use part of the transfer to buy oxen to help me do better farming. Secondly l would wish to build a pit latrine to improve the health of my family members. Lastly I would to open up a business to generate income to support my family." (Country: Kenya)

"We plan to build to build a new house, buy furniture and rest we will use to pay school fees" (Country: Kenya)

"We have planned to buy household items,then we will pay fees for our daughter who wants to go to college. We also plan to expand our house." (Country: Kenya)

"We have planned to build another house with better roofing since the one I have keeps on licking." (Country: Kenya)

"I have planned to rebuild my house,build a kitchen and a toilet." (Country: Kenya)

"I have planned to pay school fees for my children and would like to expand my farming business" (Country: Kenya)

"We have planned to build a toilet first,then we would build a kitchen and set up a small business." (Country: Kenya)

"We plan to invest in business, to expand our farming activities by renting land to plant more crops. We have a small piece of land." (Country: Kenya)

"I am planning to spend my transfer on buying two cows that I will use in ploughing my farm, I will also buy five chicken that I can breed and to renovate my house by buying chairs. I will spend the remaining amount in starting a small business of selling cattle." (Country: Kenya)

"I am planning to spend my transfer on going to hospital as I have a fractured bone that needs medical attention but I never had cash for the hospital bill that may accrue,I will buy iron sheets so that I can build a home as I am still in our grandfather's compound and also I will buy a dairy cow so that I can have milk for my family. I will use the remaining transfer to pay school fees for the children that I stay with and also to invest in my hotel business which is in the market place." (Country: Kenya)