"I am planning to use the transfer to pay school fee for my two sons who are in secondary schools. I also plan to buy a bull for ploughing and improve my dwelling by cementing the floor and walls." (Country: Kenya)

"I would like to use part of the transfer to build a house because I do not have any house at home. Secondly l would wish to open up a business to generate income to support my family. Finally l would wish to use the rest of the money to do poultry farming." (Country: Kenya)

"I would like to use part of the transfer to open up a business to generate income to sustain my family. Secondly l would wish to buy oxen and ploughing machine to enhance farming to increase productivity. Finally l would like to expand my house because it is very small to accommodate my family." (Country: Kenya)

"I would like to use part of the transfer to pay school fees for my children. Secondly l would wish to buy oxen to enable me do better farming. Lastly l would like to buy bicycle to enhance movement since I growing old and walking is becoming a problem." (Country: Kenya)

"I would like to use part of the transfer to build a house because I do not have any house. Secondly l would wish to do farming in large scale to generate income. Finally l would like to open up a business to generate income to support my family." (Country: Kenya)

"I would like to use part of the transfer to buy oxen for ploughing to avoid borrowing from others . Secondly l would wish to build a a kitchen where we prepare meals and act as sleeping room for my children. Finally l would like to plaster my house to avoid dust and frequent maintenance of the house." (Country: Kenya)

"I would like to use part of the transfer to buy oxen and ploughing machine to enhance farming. Secondly l would wish to pay school fees for my children who are both in secondary and primary schools. Finally I would like to build a pit latrine for my family to improve our health." (Country: Kenya)

"I would like to use part of the transfer to pay school fees for my daughter who did form four and was not able to get her certificate because of fee balance. Secondly l would wish do paultry farming to generate income for my family. I would also like to do farming to generate income to support my family. Finally l would like to build a house for my children." (Country: Kenya)

"We plan to pay school fees for our children, buy a ploughing machine to boost our farming activities, we also plan to start rearing chicken for commercial purposes." (Country: Kenya)

"I have planned to add more iron roof since the one I have is not enough" (Country: Kenya)