"I felt grateful to God and overjoyed when I received a message while I was weeding vegetables on my farm. As soon as I read the message, I was certain it was from the program we had enrolled in with GiveDirectly, as it was the only money I was expecting. I was with my child, and my husband was out working as a motorcycle taxi driver at the time. I called him to share the news, and since he didn't have any customer at the moment, he came home as right after hanging up. We still needed to discuss our spending plan and withdrew the money the following day."

"After enrolling in the program, I anticipated receiving a notification confirming the first transfer. In one evening at around 4:00 p.m., the notification came while I was home alone. I was overjoyed and eager to tell my husband, who was out on his usual motorcycle taxi job. Unfortunately, despite calling him three times, I was unable to contact him. I then sent him a message for the first time on my new phone, which was delivered properly. I waited patiently for him to return home, and when he did, he was equally excited. However, before collecting the money from the nearby shopping center on the third day, we needed to align our goals."

"As my newly started business picks up, I hope to venture into other easy-to-manage investments such as raising livestock; such as goats and cows. I aim to buy and raise cows and goats because they are always valuable live assets. They can be of great benefit to my family in the long run. For instance, when I am in financial need, I will come to raise school fees. Unfortunately, at the moment, I do not have any form of investment in terms of livestock keeping."

"I did not have a place to live, and I could spend in Mama Halima's house. I could not build a house since I am a single mother and I live alone after my husband, and I separated about ten years ago. Life has been hard, but I hoped things would change one day. I spent $230 on 24 iron sheets and $80 on round poles for a dwelling. I am delighted that I am building a two-roomed house with one room dedicated to my two children and the other to myself. I am thrilled that things are looking up right now. In addition, I spent $60 on school fees for my two school-going children. They were always at home because I could pay their school fee on time. They would occasionally be at home, which caused them to underperform."

"I have a family of 6 with two of my children currently going to school. Getting enough money to cater for all their needs had been quite a challenge despite the monthly transfers that I have been receiving due to so many needs. In the future, I no longer want to struggle and I would want to ensure that my children have a good education. Therefore, my goal is to invest the transfers in something that would be of help to my family in the future. I plan to start a livestock rearing project for poultry and goats and I would ensure that I buy at least a goat worth $30 or 3 chicken costing $9 every month I receive my transfers."

"My main goal is to see my children have a smooth learning process without being sent home for school fees. I have two children who are yet to join high school; one is currently in class eight and one is in class seven, and I want to ensure that I have the money to take them to secondary school by the time they will be done with primary education. And to achieve this, I want to save part of my monthly transfers and also set aside part of the proceeds from the business so that I do not get overwhelmed. In addition, I have also started livestock rearing(goats) that I would sell in the future to help me with school fees payment."

"It was in the morning , I was farming in the crop land . I heard a notification message and I immediately check my momo accunt . I felt so much joy and happiness. The first thing that came in my mind is that I was going to get out the poor life I was living in."

"Ever since I began receiving the transfers, my goal has been to build a decent iron-roofed house. To realize this goal, I decided to save a larger portion of my transfer every month and purchase the required building materials. I am happy that I began the construction, and I believe I will be moving out of the grass-thatched house soon. Sheltering in an iron-roofed house is what I pray for every day, and I am hoping to accomplish it soon."

"I have been employed to look after my neighbour's livestock for many years, and I am worried this job might end anytime. My old age may not be suitable for me to continue working for someone, thus, my plan is to buy goats as I continue to receive the transfer. Owning the livestock is a good investment for me since I do not have any other stable source of income. I will save a portion of the monthly transfers to achieve this goal."

"My husband has been jobless for the past four months now. He was a driver and lost his job. He is at home now. I do casual jobs earning approximately $40 per month which caters to food only and it is even not enough. My family takes one meal per day due to a lack of food. Sometimes the children fail to go to school due to hunger. Food shortage is the current challenge I am facing in life."