"I want to renovate my house, which nearly collapsed after the recent rains. I had to cover it with canvas material since I could not afford to buy building poles to rebuild the house. My goal currently is to save enough money to buy the required building materials, such as iron sheets. I joined a merry-go-round group where I have been saving Ksh. 1000 every month. I want to save enough money so that by the end of this year, I can use my savings to buy enough building materials to renovate the whole house with my husband. I am also planning to start buying goats by setting aside some cash in order to purchase at least one goat every two months."

"Nothing is confusing for the whole process of GD activities, GD staff do everything better. But what makes me very happy is your model of giving money without strings attached and we use money according to our needs and wants."

"Financial instability! As I speak, life has hit my family so hard to the extent we are unable to live to a desirable standard. My house is grass-thatched and it is just braving the strong wind in our area. Because we do not have money, this has been the case ever since I was married in this home. During this rainy season, shifting our rugged sacks to better positions in the house has disrupted our nights. In the morning hours, I usually feel body pains which I believe to be worse for my young children. What a life! On the other hand, my children's education has been affected the most since the firstborn who was to join grade 7 this year is still at home. This has forced him to engage in odd jobs and I do not have hope of him going back to school. It has given me a headache as a mother and I feel like poverty is part of my life. Failing to send my children to school has ashamed me which has directly affected my self-esteem. Hence, the financial crisis stands out to be the biggest challenge at the moment."

"I am determined to acquire a comfortable and suitable sleeping space to replace my broken bed. This includes obtaining a good bed and mattress that will enhance the quality of my sleep. Additionally, I aspire to venture into goat rearing. By investing in this livestock, I aim to build a sustainable source of income and wealth that can support my family's needs in the long term. Furthermore, I wish to start a sardine-selling business in my locality. The demand for sardines is high in my region, and I believe that establishing a business focused on selling this popular product could be financially rewarding. "

"Due to the impact of the COVID-19 pandemic, my previous business ventures, which included a shop and butchery, suffered significant losses and ultimately had to be closed down. The capital I had invested in these businesses was depleted as I redirected the funds towards paying for school fees for my children. I am determined to reestablish both businesses and provide for the educational needs of my seven children, as well as support my brothers in providing for their children’s education. Previously, I had been the main source of financial support for my nieces and nephews, as my brothers faced their challenges with income generation. "

"After my husband passed away, he left me a parcel of land. I have long desired to develop this piece of land and generate additional income by constructing rental houses. However, my limited income has posed a significant obstacle to this dream. Fortunately, now that I receive monthly transfers, I can finally invest wisely and fulfill my long-standing aspiration of building the rental houses I have always wanted."

"The biggest challenge I face currently is poverty which doesn't allow me to take my children to good schools and even in these poor village schools, Iam unable to school requirements."

"I currently face the of poverty which has affected our feeding and health care when we fall sick limiting us from doing hard work which can earn us money."

"Ensuring a peaceful environment for my children to learn well is my ultimate goal, not only for this year but also for the future. To achieve this, I prioritize timely payment of school fees and providing the essential stationery items necessary for their proper education. By utilizing the monthly stipends, I can guarantee my children receive the best education possible, enabling them to pursue their desired careers later in life. In addition to supporting my children's education, I am also keen on continuing my investment in livestock, which will serve as a future source of income for me."

"I am planning to build a new house because my current one is in bad shape and not spacious. Its roof looks dilapidated, and I am even worried that it will collapse, thus leaving me homeless. I do not want to start begging for shelter, so my plan is to save some money every month for the building materials. I am targeting to buy 24 pieces of iron sheets and building poles. My goal is to build a decent house, which has not been possible for the past few months since I spent most of the money on food. The rains are currently adequate, and I am doing farming. With this, I am sure that I'll get a good harvest that will ensure food security in my household. This will enable me to use my savings to build the house since I will no longer be spending a lot of money on food."